Whatcom County property record for 316 Front St, Sumas, WA 98295
| Property Type | Quadplex |
|---|---|
| Details | 8 bd · 4 ba · 3,264 sqft · built 1976 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on File |
| Last Sale | $350,000 (Jul 2006) |
| Tax Bill | $5,240 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 46296 |
| Primary APN | 46296 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,264 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| 2nd Floor Area | 1,632 sqft |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 192 sqft |
| Storage Building | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 46296 |
|---|---|
| Street Address | 316 FRONT ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9704 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RH |
| Legal Description | TOWN OF SUMAS LOTS 20-21-22 BLK 13 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | TOWN OF SUMAS |
| Legal Block | 13 |
| Legal Lot Number | 20 21 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10202 |
The current owner of 316 Front St acquired it in January 2007.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 409 E MAIN ST UNIT A, A, EVERSON, WA 98247-9589 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2006 · Amount on File |
| Deed Sale | Jul 31, 2006 · Amount on File |
| Prior Sale | Apr 4, 2003 |
| Deed Document Number | 2060704556 |
| Last Transfer Date | Jan 24, 2007 |
| Transfer Doc | 2070103333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 316 FRONT ST, SUMAS, WA 98295-9704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000803041 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-0803041 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 316 Front St was $5,240.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,240.00 | $565,419 Land $156,228 Building $409,191 | $565,419 Land $156,228 Building $409,191 |
| 2022 | $516,739 Land $124,096 Building $392,643 | $516,739 Land $124,096 Building $392,643 | |
| 2021 | $4,577.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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