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316 Front St, Laurel, MS 39440 Property Records

Jones County property record for 316 Front St, Laurel, MS 39440

Property Summary

Property TypeProfessional Building (Legal, Insurance, Real Estate, Business)
Details2,998 sqft · built 1908
Lot Size0.08 acres (3,500 sqft)
OwnerIndividual Name on File
Tax Bill$2,991 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN118Z-05-05-004.00

Property Details

APN / Parcel Number

Primary APN118Z-05-05-004.00
Alternative APNs
  • 014477
  • 14477

Interior

Building Area2,998 sqft Total Area
1st Floor Area2,686 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1908
Foundation TypeSlab (Mat/Raft)
Roof TypeWood Truss
Roof MaterialTar & Gravel
Lot Area3,500 sqft (0.08 acres)
Lot Dimensions125 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number014477
Street Address316 FRONT ST
CityLAUREL
StateMS
Zip39440-3901
Property CategoryCommercial
Property TypeCommercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal DescriptionGEN DESC 5-8-11 BEG ON W SIDE OF FRONT ST 188.89' SW FROM THE INTER WITH S LINE OF OAK ST RUN NW AT T/A WITH FRONT ST 125' SW
Legal Range11
Legal Township08
Legal Section05
JurisdictionJONES MS
Township / Civil Division2
Census Block Group2
Census Block2041
Census Tract950500

Owner

Source: Jones County records · APN 118Z-05-05-004.00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address316 FRONT ST, LAUREL, MS 39440-3901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage
COMMUNITY BANK OF MISSISSIPPI
Jul 05, 2017Warranty Deed, Transfer · Commercial Mortgage
MAGNOLIA STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2017
Deed SaleJul 05, 2017
Prior SaleDec 12, 2011
Deed Document Number0002174110
Deed Book / Page217 / 4110
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJONES MS
Property Address316 FRONT ST, LAUREL, MS 39440-3901
Transaction TypeMortgage
Record UpdatedMay 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00221/1232
DateFeb 26, 2021
Book Page221/1232
Instrument22101232
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 26, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJONES MS
Recording DateJul 05, 2017
Property Address316 FRONT ST, LAUREL, MS 39440-3901
Document Number00217/4110
Book / Page0217 / 4110
Instrument DateJul 05, 2017
Instrument021704110
Transaction TypeTransfer
Record UpdatedMay 05, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 896, LAUREL, MS 39441-0896

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1050 N 6TH AVE, LAUREL, MS 39440-2713

Mortgage

Document Number00217/4111
DateJul 05, 2017
Book Page217/4111
Instrument21704111
Lender
NameMAGNOLIA STATE BANK
TypeBank
AddressLAUREL, MS 39441
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term96 Months
DueJul 05, 2025

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyJones County
MunicipalityLaurel City
Unified School DistrictLaurel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,991.00 (+8.65%)$16,990 (+102.65%)$113,260 (+102.65%) Land $6,510 Building $106,750
2024$2,753.00 (+91.98%)
2023$1,434.00 (-1.04%)$8,384$55,890 Land $6,510 Building $49,380
2022$1,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1979–2005)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2005 · Hurricane Katrina

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Laurel Central Historic District (Additional Documentation)
listed 1987 · 334 contributing resources · NRIS 86001908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Telapex
Fixed Wireless · Fiber in parts of the area		100 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 290 locations within half a mile of this property.

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