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316 Fourth Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 316 Fourth Ave, Cape May, NJ 08204 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details800 sqft · built 2022
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$1,425,000 (Aug 2023)
Tax Bill$11,589 (2024)
Deeds & MortgagesMar 2022 Refinance
Aug 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN12-00044-0000-00014

Property Details

APN / Parcel Number

Primary APN12-00044-0000-00014
Alternative APN
  • 120004400014

Interior

Stories1 Story
Building Area800 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address316 FOURTH AVE
CityCAPE MAY
StateNJ
Zip08204-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD B47-L10
Legal SubdivisionCAPE ISLAND
Legal Block44
Legal Lot Number14
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3016
Census Tract21900

Owner

Source: Cape May County and West Cape May Borough records · APN 12-00044-0000-00014

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address316 FOURTH AVE, CAPE MAY, NJ 08204-1025
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST REPUBLIC BANK
Aug 08, 2023Deed, Transfer · Conventional Mortgage
TD BANK NA
May 03, 2021Grant Deed, Transfer
SHORE TITLE
May 03, 2021Deed, Transfer
MISC COMPANY
Mar 11, 2021Grant Deed, Transfer
SHORE TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleMay 03, 2021 · Amount on Record
Deed Document Number202317466
Deed Book / Page4128 / 11
Prior Transfer DateAug 15, 2016
Prior Transfer Doc0036920417
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address316 FOURTH AVE, CAPE MAY, NJ 08204-1025
Transaction TypeMortgage
Record UpdatedApr 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000009375
DateMar 15, 2022
Book PageM6539/796
Instrument2022009375
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateAug 08, 2023
Property Address316 FOURTH AVE, CAPE MAY, NJ 08204-1025
Document Number0000017466
Book / PageD4128 / 11
Instrument DateJul 27, 2023
Instrument2023017466
Transaction TypeTransfer
Record UpdatedApr 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 ROBERT DR, CHATHAM, NJ 07928-1607

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 FOURTH AVE # AE, AE, WEST CAPE MAY, NJ 08204-1025

Mortgage

Document Number0000017467
DateAug 08, 2023
Instrument2023017467
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate0.06%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexOther

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateMay 03, 2021
Property Address316 FOURTH AVE, CAPE MAY, NJ 08204-1025
Document Number0039810846
Book / Page003981 / 000846
Instrument DateApr 19, 2021
Instrument21994
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanySHORE TITLE

Transaction

Tax$475.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1883 GREEN ST SAN FRANCISCO CA 941234921, SAN FRANCISCO, CA 94123-4921

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateMay 03, 2021
Property Address316 FOURTH AVE, CAPE MAY, NJ 08204-1025
Document Number0000021994
Book / Page3981 / 846
Instrument DateApr 19, 2021
Instrument2021021994
Transaction TypeTransfer
Record UpdatedApr 22, 2024
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1883 GREEN ST, SAN FRANCISCO, CA 94123-4921
InvestorPossibly a Property Investor

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateMar 11, 2021
Property Address316 FOURTH AVE, CAPE MAY, NJ 08204-1025
Document Number0039710254
Book / Page003971 / 000254
Instrument DateMar 03, 2021
Instrument12474
Transaction TypeTransfer
Record UpdatedMar 23, 2021
Title CompanySHORE TITLE

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address358 CRESCENT DR CAPE MAY NJ 082044839, CAPE MAY, NJ 08204-4839

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$770,600 (-) Land $260,000 Building $510,600$770,600 (-) Land $260,000 Building $510,600
2025$770,600 (-) Land $260,000 Building $510,600$770,600 (-) Land $260,000 Building $510,600
2024$11,589.00 (+11%)
2023$770,600 (+196.38%) Land $260,000 Building $510,600$770,600 (+196.38%) Land $260,000 Building $510,600
2022$10,441.00 (+214.02%)$260,000 Land $260,000$260,000 Land $260,000
2021$3,325.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090219003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 213 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
61 under condo master policies
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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