316 Forest Beach Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 316 Forest Beach Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,259 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Aug 2022)
Tax Bill	$5,704 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-775-15374800`

Property Details

APN / Parcel Number

Primary APN	`03-775-15374800`
Alternative APNs	`3-775-15374800` `77515374800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,259 sqft Living Area
1st Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Porch	Open Porch
Porch Area	381 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	77515374800
Street Address	316 FOREST BEACH RD
City	ANNAPOLIS
State	MD
Zip	21409-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 4 J R THOMAS SUB
Legal Subdivision	J R THOMAS SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Feb 28, 2017	Grant Deed, Transfer MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Book / Page	39050 / 193
Transfer Doc	0204560294
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 23, 2022
Property Address	316 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Document Number	0390500193
Book / Page	39050 / 193
Instrument Date	Aug 19, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	316 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910

Mortgage

Document Number	0039050199
Date	Aug 23, 2022
Instrument	39050/199

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 28, 2017
Property Address	316 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Document Number	0306870247
Book / Page	030687 / 000247
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 FOREST BEACH RD ANNAPOLIS MD 214095910, ANNAPOLIS, MD 21409-5910

Mortgage

Document Number	306870253
Date	Feb 28, 2017
Book Page	030687/000253

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,300 (+7.86%)	$581,800 (-) Land $254,800 Building $327,000
2025	$5,704.00 (+2.31%) Homeowner's exemption	$502,800 (+14.45%)	$581,800 (+25.58%) Land $254,800 Building $327,000
2024	$5,575.00 (+16.22%)
2023	$4,797.00	$439,300	$463,300 Land $207,300 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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