Midland County property record for 316 Floyd St, Coleman, MI 48618
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2025) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-008-000-780-00 |
| Primary APN | 170-008-000-780-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 132 ft deep x 59 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 316 FLOYD ST |
|---|---|
| City | COLEMAN |
| State | MI |
| Zip | 48618-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CITY OF COLEMAN LOT 5 BLK 3 POST & SIMONS ADD. |
| Legal Subdivision | POST & SIMONS ADD |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | COLEMAN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 291700 |
316 Floyd St is owned and occupied by an individual who bought it in October 2025.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 HEDGEWOOD DR APT 708, 708, MIDLAND, MI 48642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST COMMUNITY MORTGAGE |
| Oct 13, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST COMMUNITY MORTGAGE |
| Oct 23, 2025 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Jun 1, 1995 · Amount on File |
| Deed Document Number | 20259520 |
| Deed Book / Page | 2025 / 9520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 316 FLOYD ST, COLEMAN, MI 48618-8925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 316 FLOYD ST, COLEMAN, MI 48618-8925 |
| Document Number | 2025R09129 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 2025R-09129 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 316 FLOYD ST, COLEMAN, MI 48618-8925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 316 FLOYD ST, COLEMAN, MI 48618-8925 |
| Document Number | 2025R09129 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 2025R-09129 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 23, 2025 |
| Property Address | 316 FLOYD ST, COLEMAN, MI 48618-8925 |
| Document Number | 2025R09520 |
| Map Reference | LB A PG 63 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025R-09520 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5615 TOWER SHORES, LAKE ORION, MI 48362 |
| Name | Verified Name |
|---|---|
| Address | 522 HEDGEWOOD DR #708 # 708, 708, MIDLAND, MI 48642 |
| Document Number | 2025R09128 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025R-09128 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 2025R09128 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 2025R-09128 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 316 Floyd St was $762 with a homeowner's exemption, down 26.3% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Coleman City |
| Unified School District | Coleman Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,300 (+4.68%) | $62,600 (+4.68%) | |
| 2025 | $762.00 (-26.31%) | $29,900 | $59,800 |
| 2024 | $1,034.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 316 Floyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 316 Floyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLEMAN serves 1,243 people · EPA ID MI0001520 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| ISP Management Fixed Wireless | 100 / 20 |
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