316 Epperstone Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 316 Epperstone Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 1986
Lot Size	0.418 acres (18,220 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Nov 2025)
Tax Bill	$2,912 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-282-77`

Property Details

APN / Parcel Number

Primary APN	`227-282-77`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,112 sqft Heated Area
1st Floor Area	876 sqft
Upper Floors Area	876 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Masonite
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	18,220 sqft (0.418 acres)
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	316 EPPERSTONE LN
City	MATTHEWS
State	NC
Zip	28105-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L77 B3 M21-70
Legal Subdivision	SOMERSBY SUB
Legal Block	3
Legal Lot Number	77
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1000
Census Tract	5833

Owner

Source: Mecklenburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	316 EPPERSTONE LN, MATTHEWS, NC 28105-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 2, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 27, 2019	Grant Deed, Transfer · Line of Credit NRP MTG TR I
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Nov 13, 2024 · Amount on Record
Deed Document Number	2025117276
Deed Book / Page	40004 / 595
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 14, 2025
Property Address	316 EPPERSTONE LN, MATTHEWS, NC 28105-5604
Document Number	0000117276
Book / Page	40004 / 595
Map Reference	MB 21 PG 70
Instrument Date	Nov 13, 2025
Instrument	2025117276
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OS NATIONAL LLC OD DIVISION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	316 EPPERSTONE LN, MATTHEWS, NC 28105-5604

Mortgage

Document Number	0000117277
Date	Nov 14, 2025
Instrument	2025117277

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 2, 2020
Property Address	316 EPPERSTONE LN, MATTHEWS, NC 28105-5604
Document Number	0000000574
Book / Page	034177 / 000330
Instrument Date	Dec 31, 2019
Instrument	574
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 EPPERSTONE LN MATTHEWS NC 281055604, MATTHEWS, NC 28105-5604

Mortgage

Document Number	575
Date	Jan 2, 2020
Book Page	034177/000332
Instrument	575

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2019
Property Address	316 EPPERSTONE LN, MATTHEWS, NC 28105-5604
Document Number	0000111864
Book / Page	033794 / 000407
Instrument Date	Aug 23, 2019
Instrument	111864
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	111865
Date	Aug 27, 2019
Book Page	033794/000409
Instrument	111865

Lender

Name	NRP MTG TR I
Address	500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	316 EPPERSTONE LN, MATTHEWS, NC 28105-5604
Document Number	0000039177
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 EPPERSTONE LN MATTHEWS NC 281055604, MATTHEWS, NC 28105-5604

Mortgage

Document Number	0000039177
Date	Apr 3, 2018
Book Page	032576/000818
Instrument	39177

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,600 Land $104,500 Building $284,100
2024	$2,912.00
2023			$388,600 Land $104,500 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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