Union County property record for 316 E Waller St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 315 sqft |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,900 (Jun 2007) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M2-12-07 |
| Primary APN | M2-12-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 315 sqft Adjusted Area |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 150 ft deep x 78 ft wide |
| Garage Area | 315 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 316 E WALLER ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 316 E WALLER ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950201 |
316 E Waller St is owned and occupied by an individual who bought it in June 2007.
Source: Union County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 E WALLER ST, MORGANFIELD, KY 42437-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2007 · Amount on File |
| Deed Sale | Jun 18, 2007 · Amount on File |
| Deed Document Number | 2007327_00422 |
| Deed Book / Page | 327 / 422 |
| Prior Transfer Date | Jun 15, 2007 |
| Prior Transfer Doc | 0327/0422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Apr 7, 2026 |
| Property Address | 316 E WALLER ST, MORGANFIELD, KY 42437-1752 |
| Document Number | 0000399094 |
| Book / Page | 499 / 263 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026399094 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 316 E WALLER ST, MORGANFIELD, KY 42437-1752 |
| Document Number | 0000399094, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 499/263 |
| Instrument | 2026399094 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 316 E Waller St was $1,286.
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 | $125,050 Land $12,000 Building $113,050 | $125,050 Land $12,000 Building $113,050 |
| 2023 | $1,037.00 | $100,370 Land $7,500 Building $92,870 | $100,370 Land $7,500 Building $92,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 E Waller St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 E Waller St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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