316 E Orange St, Geneseo, IL 61254 Property Records

Henry County property record for 316 E Orange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 810 sqft · built 1917
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Sep 2024)
Tax Bill	$2,009 (2021)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-202-008`

Property Details

APN / Parcel Number

Primary APN	`08-21-202-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	810 sqft Living Area
1st Floor Area	810 sqft
Basement Area	656 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	316 E ORANGE ST
City	GENESEO
State	IL
Zip	61254-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E85 LT 1 BLK 5 RUSSELLS ADD CITY OF GENESEO 01-37-19
Legal Subdivision	RUSSELLS ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3003
Census Tract	30302

Owner

316 E Orange St is owned and occupied by two individuals who bought it in September 2024.

Source: Henry County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 E ORANGE ST, GENESEO, IL 61254-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Prior Sale	Sep 5, 2023 · Amount on File
Deed Document Number	20243958
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 5, 2023
Property Address	316 E ORANGE ST, GENESEO, IL 61254-2015
Document Number	0000003955
Instrument Date	Sep 1, 2023
Instrument	20-2303955
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E ORANGE ST, GENESEO, IL 61254-2015

Mortgage

Document Number	0000003956
Date	Sep 5, 2023
Instrument	20-2303956

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 28, 2022
Property Address	316 E ORANGE ST, GENESEO, IL 61254-2015
Document Number	0000000627
Instrument Date	Jan 28, 2022
Instrument	20-2200627
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E ORANGE ST, GENESEO, IL 61254-2015

Mortgage

Document Number	0000000628
Date	Jan 28, 2022
Instrument	20-2200628

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 3, 2019
Property Address	316 E ORANGE ST, GENESEO, IL 61254-2015
Document Number	0000002053
Instrument Date	Apr 26, 2019
Instrument	20-1902053
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002054
Date	May 3, 2019
Instrument	20-1902054

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,510 Land $2,579 Building $36,931	$118,530 Land $7,737 Building $110,793
2022		$31,401 Land $2,050 Building $29,351	$94,203 Land $6,150 Building $88,053
2021	$2,009.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 E Orange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 316 E Orange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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