316 E Main St, New Castle, CO 81647 Property Records

Garfield County property record for 316 E Main St, New Castle, CO 81647

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,768 sqft · built 1938
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 1996)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 1 more
APN	`R380010`

Property Details

APN / Parcel Number

Primary APN	`R380010`
Alternative APN	`212331104007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,768 sqft Heated Area
1st Floor Area	884 sqft
Basement Area	1,768 sqft
Finished Basement	884 sqft
Unfinished Basement	884 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Stucco
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R380010
Street Address	316 E MAIN ST
City	NEW CASTLE
State	CO
Zip	81647-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 31 TOWNSHIP: 5 RANGE: 90 SUBDIVISION: SPENCERS ADD BLOCK: G LOT: 5 THRU:- LOT: 9
Legal Range	90
Legal Township	05
Legal Section	31
Legal Subdivision	SPENCERS ADD
Legal Block	G
Legal Lot Number	5
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1027
Census Tract	951902

Owner

316 E Main St is owned and occupied by two individuals who acquired it in January 2009.

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 E MAIN ST, NEW CASTLE, CO 81647-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Feb 13, 2020	Deed of Trust, Mortgage AMERICAN FINANCING
Mar 24, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 1996 · Amount on File
Deed Sale	Aug 20, 1996 · Amount on File
Last Transfer Date	Jan 8, 2009
Transfer Doc	0000761777
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	316 E MAIN ST, NEW CASTLE, CO 81647-8727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000946940
Date	Dec 14, 2020
Instrument	946940

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	316 E MAIN ST, NEW CASTLE, CO 81647-8727
Document Number	0000932072
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST NEW CASTLE CO 816478727, NEW CASTLE, CO 81647-8727

Mortgage

Document Number	0000932072
Date	Feb 21, 2020
Instrument	932072

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	316 E MAIN ST, NEW CASTLE, CO 81647-8727
Document Number	0000904997
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST NEW CASTLE CO 816478727, NEW CASTLE, CO 81647-8727

Mortgage

Document Number	0000904997
Date	Apr 2, 2018
Instrument	904997

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Main St was $1,472, up 44.5% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	New Castle Town
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (+44.46%)	$24,970 (+16.63%) Land $6,560 Building $18,410	$399,600 (+25.04%) Land $105,000 Building $294,600
2024	$1,019.00 (+11.24%)	$21,410 (-) Land $6,000 Building $15,410	$319,590 (-) Land $89,580 Building $230,010
2023	$916.00 (-30.24%)	$21,410 (+8.19%) Land $6,000 Building $15,410	$319,590 (+12.24%) Land $89,580 Building $230,010
2022	$1,313.00	$19,790 Land $4,380 Building $15,410	$284,750 Land $63,000 Building $221,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 316 E Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 E Main St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NEW CASTLE serves 5,024 people · EPA ID CO0123538
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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