316 E Main St, Ionia, MI 48846 Property Records

Ionia County property record for 316 E Main St, Ionia, MI 48846 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,120 sqft
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Mar 2023)
Tax Bill$3,898 (2025)
Deeds & MortgagesAug 2007 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN20422000011500

Property Details

APN / Parcel Number

Primary APN20422000011500
Alternative APN
  • 34-204-220-000-115-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,120 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions132 ft deep x 49 ft wide
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address316 E MAIN ST
CityIONIA
StateMI
Zip48846-1752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF IONIA WARNER'S ADDITION LOT 25
Legal SubdivisionCITY OF IONIA WARNERS ADD
Legal Lot Number25
JurisdictionIONIA MI
Township / Civil DivisionIONIA
Census Block Group3
Census Block3012
Census Tract31700

Owner

Source: Ionia County records · APN 20422000011500

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address316 E MAIN ST, IONIA, MI 48846-1752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleMar 09, 2022 · Amount on Record
Record UpdatedSep 20, 2026

August 2007: Other, Construction Loan

Document TypeOther
JurisdictionIONIA MI
Recording DateAug 21, 2007
Property Address316 E MAIN ST, IONIA, MI 48846-1752
Document Number0604/06233
Book / Page604 / 06233
Map ReferenceDD N PG777
Instrument DateMay 17, 2007
Transaction TypeConstruction Loan
Record UpdatedJun 09, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$627.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9350 WAXIE WAY, SAN DIEGO, CA 92123-1015

Transferred To (Grantee/Buyer)

NameVerified Name
Address7522 BELVUE LN, JENISON, MI 49428-9747

Mortgage

Document Number0060406234
DateAug 21, 2007
Instrument604/06234
Lender
NameFIRST PLACE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2037
Interest
Rate TypeAdjustable Rate
Rate7.99%
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change12.9%
Index1-Year T-Bill
Margin3

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityIonia City
Unified School DistrictIonia Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$108,900 (+12.38%) Land $12,400 Building $96,500$217,800 (+12.38%) Land $24,800 Building $193,000
2025$3,898.00 Homeowner's exemption$96,900 (+56.8%) Land $11,600 Building $85,300$193,800 (+56.8%) Land $23,200 Building $170,600
2023$61,800 Land $8,600 Building $53,200$123,600 Land $17,200 Building $106,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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