316 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 316 E Main St, Epworth, IA 52045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,600 sqft · built 1990
Lot Size	0.214 acres (9,317 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2026)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-11-403-008`

Property Details

APN / Parcel Number

Primary APN	`13-11-403-008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	861 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,317 sqft (0.214 acres)
Lot Dimensions	121 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	280 sqft
Patio Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	316 E MAIN ST
City	EPWORTH
State	IA
Zip	52045-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1 HORSFIELD PLACE;
Legal Range	01W
Legal Township	88N
Legal Section	11
Legal Subdivision	HORSFIELD PLACE
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	3
Census Block	3035
Census Tract	10202

Owner

316 E Main St is owned and occupied by two individuals who bought it in March 2026.

Source: Dubuque County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 E MAIN ST, EPWORTH, IA 52045-9650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK & TRUST
Jan 21, 2026	Warranty Deed, Transfer
May 17, 2023	Intrafamily Transfer, Transfer
Mar 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Document Number	20262473
Prior Transfer Date	May 16, 2023
Prior Transfer Doc	0000004531
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 13, 2026
Property Address	316 E MAIN ST, EPWORTH, IA 52045-9650
Document Number	0000002473
Instrument Date	Mar 13, 2026
Instrument	2026-00002473
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 E MAIN ST, EPWORTH, IA 52045-9650

Mortgage

Document Number	0000002474
Date	Mar 13, 2026
Instrument	2026-00002474

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 21, 2026
Property Address	316 E MAIN ST, EPWORTH, IA 52045-9650
Document Number	0000000668
Instrument Date	Jan 19, 2026
Instrument	2026-00000668
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN ST, EPWORTH, IA 52045-9650

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	May 17, 2023
Property Address	316 E MAIN ST, EPWORTH, IA 52045-9650
Document Number	0000004531
Instrument Date	May 16, 2023
Instrument	2023-00004531
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	316 E MAIN ST, EPWORTH, IA 52045-9650

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 15, 2022
Property Address	316 E MAIN ST, EPWORTH, IA 52045-9650
Document Number	0000003424
Instrument Date	Mar 14, 2022
Instrument	2022-00003424
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 E MAIN ST, EPWORTH, IA 52045-9650

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Main St was $3,606 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Epworth City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 Homeowner's exemption	$311,400 Land $31,400 Building $280,000	$311,400 Land $31,400 Building $280,000
2024	$3,606.00
2023		$282,200 (+19.89%) Land $31,400 Building $250,800	$282,200 Land $31,400 Building $250,800
2022	$3,438.00 Homeowner's exemption	$235,380 Land $31,420 Building $203,960
2021			$235,380 Land $31,420 Building $203,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPWORTH WATER SUPPLY serves 2,023 people · EPA ID IA3133033
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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