316 E Lafayette St, Winter Garden, FL 34787 Property Records

Orange County property record for 316 E Lafayette St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,413 sqft · built 1950
Lot Size	0.172 acres (7,508 sqft)
Owner	Company Name on Record
Last Sale	$216,000 (Dec 2023)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	May 2024 Construction Loan Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-8140-00-160`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-8140-00-160`
Alternative APNs	`272223814000160` `120200` `120983` `122359`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,413 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1963
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,508 sqft (0.172 acres)
Porch	Florida Room
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	316 E LAFAYETTE ST
City	WINTER GARDEN
State	FL
Zip	34787-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SOLOMON SUB Q/169 LOT 16 & E1/2 LOT 15
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	SOLOMON SUB
Legal Tract	8140
Legal Lot Number	16,15
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3042
Census Tract	17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	571 E CYPRESS ST, WINTER GARDEN, FL 34787-4005
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Construction Mortgage LOAN FUNDER LLC SERIES 74623
Dec 7, 2023	Warranty Deed, Transfer · Commercial Mortgage HL3 SIERRA LLC
Nov 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
Nov 7, 2018	Loan Modification, Mortgage · Line of Credit GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Apr 5, 2013 · Amount on Record
Deed Document Number	2023705280
Prior Transfer Date	Nov 7, 2018
Prior Transfer Doc	0000657667
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	316 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4010
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	NOT AVAILABLE, SIMPLIFILE LC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 INTERNATIONAL DR 160, 160, ORLANDO, FL 32819-9371
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253724
Date	May 2, 2024
Instrument	20240253724

Lender

Name	LOAN FUNDER LLC SERIES 74623
Address	645 MADISON AVE, NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 7, 2023
Property Address	316 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4010
Document Number	0000705280
Map Reference	MB Q PG 169
Instrument Date	Dec 5, 2023
Instrument	20230705280
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 E CYPRESS ST, WINTER GARDEN, FL 34787-4005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000705281
Date	Dec 7, 2023
Instrument	20230705281

Lender

Name	HL3 SIERRA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 9, 2018
Property Address	316 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4010
Document Number	0000657667
Instrument Date	Nov 7, 2018
Instrument	657667
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	316 E LAFAYETTE ST, WINTER GARDEN, FL 34787-4010
Document Number	0000701042
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number	0000701042
Date	Dec 5, 2018
Instrument	701042

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	NEW YORK, NY 10005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,490 (-9.62%) Land $112,620 Building $57,870	$170,490 (-10.35%) Land $112,620 Building $57,870
2025	$3,444.00 (+12.51%)	$188,642 (+24.42%)	$190,170 (+25.42%) Land $112,620 Building $77,550
2024	$3,061.00 (+31.94%)
2023	$2,320.00 (+12.68%)	$151,622 (+17.05%) Land $90,096 Building $61,526	$151,622 (+17.05%) Land $90,096 Building $61,526
2022	$2,059.00	$129,532 Land $67,572 Building $61,960	$129,532 Land $67,572 Building $61,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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