316 E Harris St, Charlotte, MI 48813 Property Records

Eaton County property record for 316 E Harris St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,314 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2022)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20007760001500`

Property Details

APN / Parcel Number

Primary APN	`20007760001500`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,314 sqft Living Area
1st Floor Area	1,766 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Area	570 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 E HARRIS ST
City	CHARLOTTE
State	MI
Zip	48813-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 1 EXCEPT W 4 2/3 FEET, & EXCEPT S 159 FEET. ROBINSON'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	FEET ROBINSONS ADD
Legal Lot Number	1
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	3
Census Block	3017
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

316 E Harris St is owned and occupied by an individual who bought it in September 2022.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	316 E HARRIS ST, CHARLOTTE, MI 48813-1630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Deed Book / Page	3020 / 395
Prior Transfer Date	Apr 16, 2009
Prior Transfer Doc	02227/0490
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 9, 2022
Property Address	316 E HARRIS ST, CHARLOTTE, MI 48813-1630
Document Number	003020/395
Book / Page	3020 / 395
Map Reference	LB 1 PG 75
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5010 DIO DR, 5010, CEDAR SPRINGS, MI 49319-8924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11325 GRAND LEDGE HWY, LAKE ODESSA, MI 48849-9202

Mortgage

Document Number	0030200398
Date	Sep 9, 2022
Instrument	3020-0398

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Harris St was $3,953 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (+3.05%)	$163,895 (-) Land $29,299 Building $134,596
2025	$3,953.00 (+2.92%) Homeowner's exemption	$81,900	$163,895 Land $29,299 Building $134,596
2024	$3,841.00
2023		$116,500	$233,000
2022	$3,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 E Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 316 E Harris St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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