316 E Duncan St, Hancock, IA 51536 Property Records

Pottawattamie County property record for 316 E Duncan St, Hancock, IA 51536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1971
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jul 2026)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7639 17 127 010`

Property Details

APN / Parcel Number

Primary APN	`7639 17 127 010`
Alternative APN	`078 100 017 023690 000 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,326 sqft Base Area
1st Floor Area	1,326 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Area	420 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	140 sqft

Location & Zoning

Street Address	316 E DUNCAN ST
City	HANCOCK
State	IA
Zip	51536-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANCOCK TOWN-CARTERS 3RD ADD LTS 4 & 5 BLK 2
Legal Range	39W
Legal Township	76N
Legal Section	17
Legal Subdivision	CARTERS 3RD ADDITION HANCOCK
Legal Block	2
Legal Lot Number	5
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2097
Census Tract	21701

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	316 E DUNCAN ST, HANCOCK, IA 51536-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Affidavit, Transfer
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Dec 10, 2009 · Amount on Record
Deed Document Number	20268102
Prior Transfer Date	Jul 14, 2026
Prior Transfer Doc	0000008101
Record Updated	Oct 29, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jul 15, 2026
Property Address	316 E DUNCAN ST, HANCOCK, IA 51536-3012
Document Number	0000008101
Instrument Date	Jul 14, 2026
Instrument	20268101
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E DUNCAN ST, HANCOCK, IA 51536-3012

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jul 15, 2026
Property Address	316 E DUNCAN ST, HANCOCK, IA 51536-3012
Document Number	0000008102
Instrument Date	Jul 13, 2026
Instrument	20268102
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E DUNCAN ST, HANCOCK, IA 51536-3012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008103,
Date	Jul 15, 2026
Instrument	20268103

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Hancock City
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (+16.99%) Land $12,800 Building $125,600	$138,400 (+16.99%) Land $12,800 Building $125,600
2025	$1,310.00 (-50.23%)
2023		$118,300 Land $8,900 Building $109,400	$118,300 Land $8,900 Building $109,400
2021	$2,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANCOCK WATER SUPPLY serves 200 people · EPA ID IA7833025
Water Source	Purchased groundwater from OAKLAND MUNIC WATER UTILITY
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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