316 E Division St, Lockport, IL 60441 Property Records

Will County property record for 316 E Division St, Lockport, IL 60441 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,878 sqft · built 1898
Lot Size	0.2 acres (8,925 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Jan 2023)
Tax Bill	$5,127 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-23-343-007`

Property Details

APN / Parcel Number

Primary APN	`11-04-23-343-007`
Alternative APN	`04233430070000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	8,925 sqft (0.2 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	316 E DIVISION ST
City	LOCKPORT
State	IL
Zip	60441-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN E 80 FT OF THE S1/2 OF LOT 3 E 80 FT OF LOT 5 IN BLK 5, IN LOCKPORT PROPER, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 O
Legal Range	10E
Legal Township	36N
Legal Section	23
Legal Subdivision	LOCKPORT PROPER
Legal Block	110
Legal Lot Number	3
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3029
Census Tract	880602

Owner

Source: Will County records · APN 11-04-23-343-007

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	316 E DIVISION ST, LOCKPORT, IL 60441-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK
Feb 08, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 04, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE OF ILLINOIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Aug 07, 2015 · Amount on Record
Deed Document Number	20232617
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	316 E DIVISION ST, LOCKPORT, IL 60441-4225
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E DIVISION ST, LOCKPORT, IL 60441-4225

Mortgage

Document Number	0000041270
Date	Aug 14, 2023
Instrument	R2023041270

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Feb 01, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 17, 2023
Property Address	316 E DIVISION ST, LOCKPORT, IL 60441-4225
Document Number	0000002617
Map Reference	DOC 1475
Instrument Date	Jan 04, 2023
Instrument	R2023002617
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25148 FARADAY RD, MANHATTAN, IL 60442-6216

Mortgage

Document Number	0000002618
Date	Jan 17, 2023
Instrument	R2023002618

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	316 E DIVISION ST, LOCKPORT, IL 60441-4225
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015291
Date	Feb 08, 2021
Instrument	R2021015291

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 01, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	316 E DIVISION ST, LOCKPORT, IL 60441-4225
Document Number	0000040245
Instrument Date	Apr 04, 2018
Transaction Type	Mortgage
Record Updated	Jul 09, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E DIVISION ST LOCKPORT IL 604414225, LOCKPORT, IL 60441-4225

Mortgage

Document Number	0000040245
Date	Jun 14, 2018
Instrument	40245

Lender

Name	STATE OF ILLINOIS
Address	1350 RENWICK RD, ROMEOVILLE, IL 60446-5345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,127.00 (+21.09%)
2024		$64,820 (+24.66%) Land $20,958 Building $43,862	$194,460 (+24.66%) Land $62,874 Building $131,586
2022	$4,234.00 Homeowner's exemption	$51,999 Land $17,550 Building $34,449	$155,997 Land $52,650 Building $103,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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