316 E Center Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 316 E Center Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 1997
Square Footage5,134 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
GarageAttached, 483 sqft
OccupancyOwner Occupied
Last Sale$1,125,000 (2019)
Tax Bill$30,370.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-21-118-024

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area5,134 sqft Living Area
Gross Area5,920 sqft Gross Area
1st Floor1,516 sqft 1st Floor
Upper Floors2,405 sqft Upper Floors
Attic Area1,516 sqft Attic
Attic1 Attic
Basement Area1,516 sqft Basement
Finished Basement1,213 sqft Finished
Unfinished Basement303 sqft Unfinished
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Patio Area300 sqft Patio
PorchOpen Porch
Porch Area401 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address316 E CENTER AVE
CityLAKE BLUFF
StateIL
Zip60044-2506
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH ADD TO LAKE BLUFF; LTS 6 & LOT 7 BLOCK 37
Legal SubdivisionNORTH ADD TO LAKE BLUFF
Legal Block37
Legal Lot Number6,7
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup2
Census Block2027
Census Tract863300

Owner

Source: Lake County records · APN 12-21-118-024

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address316 E CENTER AVE, LAKE BLUFF, IL 60044-2506
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
May 06, 2019Warranty Deed, Transfer
THIRD FED'L S&L ASSN/CLEVELAND
Oct 12, 2017Deed of Trust, Mortgage · Line of Credit
LAKE FOREST BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2019 · Amount on Record
Deed SaleMay 06, 2019 · Amount on Record
Prior SaleAug 11, 1997 · Amount on Record
Deed Doc Number20197559670
Prior Transfer DateMar 20, 2012
Prior Transfer Doc0006835653
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address316 E CENTER AVE, LAKE BLUFF, IL 60044-2506
Transaction TypeMortgage
Record UpdatedAug 04, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E CENTER AVE, LAKE BLUFF, IL 60044-2506

Mortgage

Document Number0007922863
DateJul 28, 2022
Instrument7922863
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 06, 2019
Property Address316 E CENTER AVE, LAKE BLUFF, IL 60044-2506
Document Number0007559670
Instrument DateApr 29, 2019
Instrument7559670
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,687.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address316 E CENTER AVE LAKE BLUFF IL 600442506, LAKE BLUFF, IL 60044-2506

Mortgage

Document Number7559672
DateMay 06, 2019
Instrument7559672
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term360 Months
DueMay 05, 2049
Interest
Rate TypeAdjustable Rate
Rate3.84%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address316 E CENTER AVE, LAKE BLUFF, IL 60044-2506
Document Number0007443260
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address316 E CENTER AVE LAKE BLUFF IL 600442506, LAKE BLUFF, IL 60044-2506

Mortgage

Document Number0007443260
DateNov 14, 2017
Instrument7443260
Lender
NameLAKE FOREST BK&TR
TypeBank
AddressLAKE FOREST, IL 60045
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 13, 2037
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$489,624 (+20.59%) Land $153,467 Building $336,157$1,469,019 (+20.59%) Land $460,447 Building $1,008,572
2024$30,370.00 (+13.82%)
2023$26,682.00 (+3.62%)$406,040 (+5.97%) Land $127,269 Building $278,771$1,218,242 (+5.97%) Land $381,845 Building $836,397
2022$25,751.00$383,180 Land $120,104 Building $263,076$1,149,655 Land $360,348 Building $789,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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