Brunswick County property record for 316 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,481 sqft · built 2017 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jun 2017) |
| Tax Bill | $4,744 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 234MC006 |
| Primary APN | 234MC006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,481 sqft Heated Area |
| Gross Area | 3,779 sqft |
| 1st Floor Area | 238 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80061845 |
|---|---|
| Street Address | 316 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-8 B-58 LB PLAT 2.5/259 |
| Legal Subdivision | WEST LONG BEACH |
| Legal Block | 58 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20314 |
316 E Beach Dr is owned by two individuals who bought it in June 2017.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 WESTLAKE DR, WAXHAW, NC 28173-0091 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit CRESCOM BANK |
| Jun 30, 2017 | Warranty Deed, Subdivision Related Transfer · ARM CRESCOM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on File |
| Deed Sale | Jun 30, 2017 · Amount on File |
| Prior Sale | Nov 10, 2016 · Amount on File |
| Deed Book / Page | 3927 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 316 E BEACH DR, OAK ISLAND, NC 28465-6745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040771177 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 4077/1177 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Address | SOUTHPORT, NC 28461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 30, 2017 |
| Property Address | 316 E BEACH DR, OAK ISLAND, NC 28465-6745 |
| Document Number | 0039270478 |
| Book / Page | 3927 / 0478 |
| Map Reference | MB 2.05 PG 259 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 NE 38TH ST, 137, OAK ISLAND, NC 28465-5632 |
| Name | Verified Name |
|---|---|
| Address | 14230 GRAND TRAVERSE DR, CHARLOTTE, NC 28278-9042 |
| Document Number | 0039270480 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 3927/0480 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
The 2025 property tax bill for 316 E Beach Dr was $4,744.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,241,820 (-) Land $445,000 Building $796,820 | $1,241,820 (-) Land $445,000 Building $796,820 | |
| 2025 | $4,744.00 | $1,241,820 Land $445,000 Building $796,820 | $1,241,820 Land $445,000 Building $796,820 |
| 2023 | $1,241,820 (+68.76%) Land $445,000 Building $796,820 | $1,241,820 (+68.76%) Land $445,000 Building $796,820 | |
| 2022 | $735,850 Land $190,000 Building $545,850 | $735,850 Land $190,000 Building $545,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 E Beach Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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