316 E Ballard Rd, Colbert, WA 99005 Property Records

Spokane County property record for 316 E Ballard Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,117 sqft · built 1999
Lot Size	0.255 acres (11,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2024)
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37292.1809`

Property Details

APN / Parcel Number

Primary APN	`37292.1809`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,299 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,084 sqft (0.255 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	160 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	316 E BALLARD RD
City	COLBERT
State	WA
Zip	99005-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CAMBRIDGE KNOLL 1ST ADDITION LT 9 BLK 4
Legal Range	43E
Legal Township	27N
Legal Section	29
Legal Subdivision	CAMBRIDGE KNOLL 1ST ADDITION
Legal Block	4
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2010
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 E BALLARD RD, COLBERT, WA 99005-9240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	20247342106
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 6, 2026
Property Address	316 E BALLARD RD, COLBERT, WA 99005-9240
Document Number	0007499710
Instrument Date	Jun 30, 2026
Instrument	20267499710
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E BALLARD RD, COLBERT, WA 99005-9240

Mortgage

Document Number	0007499710,
Date	Jul 6, 2026
Instrument	20267499710

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 5, 2024
Property Address	316 E BALLARD RD, COLBERT, WA 99005-9240
Document Number	0007342106
Map Reference	VOL 25 PG 48&49
Instrument Date	Apr 4, 2024
Instrument	7342106
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E BALLARD RD, COLBERT, WA 99005-9240

Mortgage

Document Number	0007342107
Date	Apr 5, 2024
Instrument	7342107

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2020
Property Address	316 E BALLARD RD, COLBERT, WA 99005-9240
Document Number	0006973122
Map Reference	VOL 25 PG 48&49
Instrument Date	Sep 23, 2020
Instrument	6973122
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E BALLARD RD, COLBERT, WA 99005-9240

Mortgage

Document Number	0006973123
Date	Sep 25, 2020
Instrument	6973123

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00 (+1.96%)	$479,000 (+8.64%) Land $110,000 Building $369,000	$479,000 (+8.64%) Land $110,000 Building $369,000
2025	$4,633.00 (+15.54%)
2024		$440,900 (+31.89%) Land $70,000 Building $370,900	$440,900 (+31.89%) Land $70,000 Building $370,900
2023	$4,010.00 (+9.44%)	$334,300 Land $55,000 Building $279,300	$334,300 Land $55,000 Building $279,300
2022	$3,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1997 · Heavy Rains, Snow Melt, Flooding, Land & Mud Slides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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