316 E 5th St, Washington, NC 27889 Property Records

Beaufort County property record for 316 E 5th St, Washington, NC 27889 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 1940
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$1,051 (2023)
Deeds & MortgagesDec 2025 Mortgage
Nov 2023 Second Mortgage
Flood ZoneZone AE (high risk)
APN5685-08-8829

Property Details

APN / Parcel Number

Primary APN5685-08-8829
Alternative APN
  • 42478

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,905 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleOther
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address316 E 5TH ST
CityWASHINGTON
StateNC
Zip27889-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 LOT 316 E 5TH STREET
Legal Lot Number316
JurisdictionBEAUFORT NC
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3012
Census Tract930300

Owner

Source: Beaufort County records · APN 5685-08-8829

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address316 E 5TH ST, WASHINGTON, NC 27889-4501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 09, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2017
Deed SaleJun 19, 2017
Deed Document Number0001932306
Record UpdatedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT NC
Property Address316 E 5TH ST, WASHINGTON, NC 27889-4501
Transaction TypeMortgage
Record UpdatedJan 12, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E 5TH ST, WASHINGTON, NC 27889-4501

Mortgage

Document Number002221/641
DateDec 29, 2025
Book Page2221/641
Instrument2025006126
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT NC
Property Address316 E 5TH ST, WASHINGTON, NC 27889-4501
Transaction TypeMortgage
Record UpdatedDec 04, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002153/782
DateNov 09, 2023
Book Page2153/782
Instrument2023005377
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2043

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
MunicipalityWashington City
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,051.00$72,291 Land $9,225 Building $63,066
2018$72,291 Land $9,225 Building $63,066

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (37013C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370139303003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 127 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims314 (1978–2024)
Claims Outside the SFHA7 of 314
Most Recent ClaimAug 2024, rainfall accumulation, Tropical Storm Debby
Claims By Storm
  • Hurricane Florence, Sep 2018 · 59 claims
  • Hurricane Dennis, Sep 1999 · 70 claims
  • Hurricane Fran, Sep 1996 · 51 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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