316 E 2nd Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 316 E 2nd Ave, Gastonia, NC 28054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,153 sqft · built 1948
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Tax Bill$1,703 (2026)
Deeds & MortgagesOct 2023 Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01031 05100

Property Details

APN / Parcel Number

Primary APN01031 05100
Alternative APNs
  • 3976255
  • 105525

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,153 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area14,810 sqft (0.34 acres)
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address316 E 2ND AVE
CityGASTONIA
StateNC
Zip28054-7118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal Description01 031 051 00 000
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1035
Census Tract31901

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address316 E 2ND AVE, GASTONIA, NC 28054-7118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Intrafamily Transfer, Transfer · VA Mortgage
ADVANTAGEFIRST LENDING INC
Jul 21, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Feb 18, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 17, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2023
Deed SaleOct 12, 2023
Deed Book / Page5439 / 1989
Prior Transfer DateOct 6, 2023
Prior Transfer Doc0054391989
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateOct 12, 2023
Property Address316 E 2ND AVE, GASTONIA, NC 28054-7118
Document Number0054391989
Book / Page5439 / 1989
Instrument DateOct 6, 2023
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address316 E 2ND AVE, GASTONIA, NC 28054-7118

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address316 E 2ND AVE, GASTONIA, NC 28054-7118

Mortgage

Document Number0054391993
DateOct 12, 2023
Instrument5439/1993
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address316 E 2ND AVE, GASTONIA, NC 28054-7118
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053521788
DateJul 21, 2022
Book Page5352/1788
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address316 E 2ND AVE, GASTONIA, NC 28054-7118
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052000624
DateFeb 18, 2021
Book Page5200/624
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address316 E 2ND AVE, GASTONIA, NC 28054-7118
Document Number0049691858
Instrument DateMar 17, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E 2ND AVE GASTONIA NC 280547118, GASTONIA, NC 28054-7118

Mortgage

Document Number0049691858
DateApr 3, 2018
Book Page004969/001858
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueApr 2, 2043

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,703.00$159,320 (-) Land $33,320 Building $126,000
2025$1,703.00 (-1.39%)$159,320 (-0.41%) Land $33,320 Building $126,000
2023$1,727.00$159,980 Land $33,320 Building $126,660
2021$123,060 Land $44,430 Building $78,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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