316 E 1st St, Chaska, MN 55318 Property Records

Carver County property record for 316 E 1st St, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,960 sqft · built 1868
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Sep 2020)
Tax Bill	$3,640 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`30-0504340`

Property Details

APN / Parcel Number

Primary APN	`30-0504340`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,960 sqft Finished Area
Gross Area	1,944 sqft
1st Floor Area	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	180 ft deep x 71 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	316 E 1ST ST
City	CHASKA
State	MN
Zip	55318-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 09 TOWNSHIP 115 RANGE 023 CITY LOTS OF CHASKA BLOCK 051 W1/2 OF LOTS 1 2 & 3
Legal Range	023
Legal Township	115
Legal Section	09
Legal Subdivision	CITY LOTS OF CHASKA
Legal Block	51
Legal Lot Number	1-3
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1017
Census Tract	91001

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 E 1ST ST, CHASKA, MN 55318-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L
Sep 17, 2020	Warranty Deed, Transfer · FHA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Oct 11, 2007 · Amount on Record
Deed Document Number	2020705014
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	Aug 4, 2026
Property Address	316 E 1ST ST, CHASKA, MN 55318-2905
Document Number	0000803933
Instrument Date	Jul 24, 2026
Instrument	2026803933
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 1ST ST, CHASKA, MN 55318-2905

Mortgage

Document Number	0000803933,
Date	Aug 4, 2026
Instrument	2026803933

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Sep 1, 2050

Interest

Rate	6.49%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Sep 17, 2020
Property Address	316 E 1ST ST, CHASKA, MN 55318-2905
Document Number	0000705014
Instrument Date	Aug 26, 2020
Instrument	705014
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	TITLE SPECIALIST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	316 E 1ST ST CHASKA MN 553182905, CHASKA, MN 55318-2905

Mortgage

Document Number	705015
Date	Sep 17, 2020
Instrument	705015

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,640.00 (+19.19%) Homeowner's exemption	$301,700 (-0.2%) Land $125,000 Building $176,700	$301,700 (-0.2%) Land $125,000 Building $176,700
2025		$302,300 (+7.01%) Land $120,000 Building $182,300	$302,300 (+7.01%) Land $120,000 Building $182,300
2024	$3,054.00 (+1.87%) Homeowner's exemption	$282,500 (+4.55%) Land $100,000 Building $182,500	$282,500 (+4.55%) Land $100,000 Building $182,500
2023	$2,998.00 Homeowner's exemption	$270,200 Land $100,000 Building $170,200	$270,200 Land $100,000 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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