Gaston County property record for 316 Durham Rd, Stanley, NC 28164 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 2003 |
| Square Footage | 1,667 sqft Heated Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Last Sale | $365,000 (2026) |
| Tax Bill | $3,531.00 (2025) |
Source: Gaston County records · APN 14055 00113
Assessment roll updated August 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 853 WOODHAVEN DR, OWEGO, NY 13827-4659 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 13, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEGEND LENDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Sep 13, 2024 · Amount on Record |
| Deed Book / Page | 5621 / 287 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 25, 2026 |
| Property Address | 316 DURHAM RD, STANLEY, NC 28164-2134 |
| Document Number | 0056210287 |
| Book / Page | 5621 / 287 |
| Map Reference | MB 60 PG 46 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 853 WOODHAVEN DR, OWEGO, NY 13827-4659 |
| Name | Verified Name |
|---|---|
| Address | 316 DURHAM RD, STANLEY, NC 28164-2134 |
| Investor | Possibly a Property Investor |
| Document Number | 0005621290 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 5621/290 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.65% |
| Max Rate At Change | 7.65% |
| Index | 5-Year CMT |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 13, 2024 |
| Property Address | 316 DURHAM RD, STANLEY, NC 28164-2134 |
| Document Number | 0055050444 |
| Book / Page | 5505 / 444 |
| Map Reference | MB 60 PG 46 |
| Instrument Date | Sep 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 LEAFSMOKE DR, GASTONIA, NC 28054-4969 |
| Name | Verified Name |
|---|---|
| Address | 316 DURHAM RD, STANLEY, NC 28164-2134 |
| Document Number | 0005505446 |
|---|---|
| Date | Sep 13, 2024 |
| Instrument | 5505/446 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Number | 0055050460 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 5505/460 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | 17047 EL CAMINO REAL STE 150, HOUSTON, TX 77058 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2034 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,531.00 (-1.01%) | $324,320 (-) Land $26,000 Building $298,320 | |
| 2023 | $3,567.00 | $324,320 Land $26,000 Building $298,320 | |
| 2021 | $203,390 Land $15,500 Building $187,890 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 14055 00113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,667 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | 1 Porch |
| Porch Area | 22 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 316 DURHAM RD |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-2134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITH ACRES L 11 14 055 001 13 000 |
| Legal Subdivision | SMITH ACRES |
| Jurisdiction | GASTON NC |
| Minor Civil Division | RIVERBEND |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 33501 |
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