316 Daniel Padgett Rd, Ridge Spring, SC 29129 Property Records

Saluda County property record for 316 Daniel Padgett Rd, Ridge Spring, SC 29129

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,746 sqft · built 2008
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (May 2026)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-00-00-043`

Property Details

APN / Parcel Number

Primary APN	`153-00-00-043`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,746 sqft Living Area
1st Floor Area	2,746 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	209,088 sqft (4.8 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	316 DANIEL PADGETT RD
City	RIDGE SPRING
State	SC
Zip	29129-9180
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DEED REF 895-251/1231-180 PLAT REF 895-261
Legal Subdivision	BOULDER BRANCH SUBDIVISION
Jurisdiction	SALUDA SC
Township / Civil Division	RIDGE SPRING
Census Block Group	2
Census Block	2009
Census Tract	960400

Owner

316 Daniel Padgett Rd, a rural home, is owned and occupied by an individual who bought it in May 2026.

Source: Saluda County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	316 DANIEL PADGETT RD, RIDGE SPRING, SC 29129-9180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage SIMPLIFIED MTG SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	202618997
Deed Book / Page	1552 / 122
Prior Transfer Date	Nov 10, 2009
Prior Transfer Doc	000895/0241
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALUDA SC
Recording Date	May 14, 2026
Property Address	316 DANIEL PADGETT RD, RIDGE SPRING, SC 29129-9180
Document Number	0000018997
Book / Page	1552 / 122
Instrument Date	May 5, 2026
Instrument	2026.18997
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270,932.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 DANIEL PADGETT RD, RIDGE SPRING, SC 29129-9180

Mortgage

Document Number	0000018998,
Date	May 14, 2026
Book Page	1552/129
Instrument	2026.18998

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	316 DANIEL PADGETT RD, RIDGE SPRING, SC 29129-9180
Document Number	0000002169
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 DANIEL PADGETT RD RIDGE SPRING SC 291299104, RIDGE SPRING, SC 29129-9104

Mortgage

Document Number	0000002169
Date	Oct 2, 2020
Book Page	001282/000134
Instrument	2169

Lender

Name	SIMPLIFIED MTG SOLUTIONS LLC
Address	WEST COLUMBIA, SC 29169

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 316 Daniel Padgett Rd was $2,230 with a homeowner's exemption, down 0.8% from the year before.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Lexington School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (-0.8%) Homeowner's exemption	$12,030 (-) Land $420 Building $11,610	$319,200 (-) Land $29,000 Building $290,200
2024	$2,248.00 (+0.67%) Homeowner's exemption	$12,030 (-) Land $420 Building $11,610	$319,200 (-) Land $29,000 Building $290,200
2023	$2,233.00 (+4.35%) Homeowner's exemption	$12,030 (-) Land $420 Building $11,610	$319,200 (-) Land $29,000 Building $290,200
2022	$2,140.00 Homeowner's exemption	$12,030 Land $420 Building $11,610	$319,200 Land $29,000 Building $290,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 316 Daniel Padgett Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–1994)
Most Recent Claim	Oct 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Daniel Padgett Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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