Bergen County and Ramsey Borough property record for 316 Cypress Ct, #2, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,063 sqft · built 1982 |
| Lot Size | 0.008 acres (333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Mar 2023) |
| Tax Bill | $5,913 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03701-0000-00005-0000-C0316 |
| Primary APN | 48-03701-0000-00005-0000-C0316 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,063 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 333 sqft (0.008 acres) |
| Street Address | 316 CYPRESS CT, 2 |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TIMBER VLY/RAMSEY CONDO BLDG 2 |
| Legal Block | 3701 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 316 CYPRESS CT, RAMSEY, NJ 07446-2815 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer |
| Mar 10, 2023 | Bargain and Sale Deed, Transfer NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC |
| Mar 10, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on Record |
| Deed Sale | Mar 10, 2023 · Amount on Record |
| Deed Document Number | 202317903 |
| Deed Book / Page | 4949 / 624 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0052220377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 24, 2024 |
| Property Address | 316 CYPRESS CT # 2, 2, RAMSEY, NJ 07446-2815 |
| Document Number | 0052220377 |
| Book / Page | 5222 / 377 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024023514 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 CYPRESS CT, RAMSEY, NJ 07446-2815 |
| Name | Verified Name |
|---|---|
| Address | 316 CYPRESS CT, RAMSEY, NJ 07446-2815 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2023 |
| Property Address | 316 CYPRESS CT # 2, 2, RAMSEY, NJ 07446-2815 |
| Document Number | 0049490624 |
| Book / Page | 4949 / 624 |
| Instrument Date | Mar 5, 2023 |
| Instrument | 2023017903 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6917 150TH ST # ST317A, ST317A, FLUSHING, NY 11367-1427 |
| Name | Verified Name |
|---|---|
| Address | 316 CYPRESS CT, RAMSEY, NJ 07446-2815 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2023 |
| Property Address | 316 CYPRESS CT # 2, 2, RAMSEY, NJ 07446-2815 |
| Document Number | 0049490621 |
| Book / Page | 4949 / 621 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023017902 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 N CENTRAL AVE, RAMSEY, NJ 07446-1807 |
| Name | Verified Name |
|---|---|
| Address | 300E LAKE ST, RAMSEY, NJ 07446-1377 |
| Document Number | 0049490630 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 4949/630 |
| Instrument | 2023017904 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,200 (-) Land $150,000 Building $137,200 | $287,200 (-) Land $150,000 Building $137,200 | |
| 2025 | $5,913.00 (-0.74%) | $287,200 (+36.05%) Land $150,000 Building $137,200 | $287,200 (+36.05%) Land $150,000 Building $137,200 |
| 2024 | $5,957.00 (+87.56%) | ||
| 2023 | $211,100 Land $100,000 Building $111,100 | $211,100 Land $100,000 Building $111,100 | |
| 2022 | $3,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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