316 Cunningham St, Danville, VA 24540 Property Records

Danville City property record for 316 Cunningham St, Danville, VA 24540

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1902
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$21,500 (Oct 2019)
Tax Bill	$182 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00773`

Property Details

APN / Parcel Number

Primary APN	`00773`
Alternative APN	`12635`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Total Area
1st Floor Area	2,367 sqft
Attic	Attic
Attic Area	1 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 46.5 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	316 CUNNINGHAM ST
City	DANVILLE
State	VA
Zip	24540-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OLD TOWN R
Legal Description	46.5 FT NO 6 CUNNINGHAM ST
Jurisdiction	DANVILLE CITY VA
Township / Civil Division	DANVILLE
Census Block Group	3
Census Block	3000
Census Tract	300

Owner

316 Cunningham St is owned by an individual who bought it in October 2019.

Source: Danville City records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	328 VIRGINIA AVE, DANVILLE, VA 24541-3760
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ADVANTA IRA SERVICES LLC
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION INC
Oct 8, 2019	Warranty Deed, Transfer BELLA TITLE AND ESCROW INC, ALL VA TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Deed Document Number	20193755
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVILLE CITY VA
Property Address	316 CUNNINGHAM ST, DANVILLE, VA 24540-2920
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210002852
Date	Jul 2, 2021
Instrument	210002852

Lender

Name	ADVANTA IRA SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVILLE CITY VA
Property Address	316 CUNNINGHAM ST, DANVILLE, VA 24540-2920
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002853
Date	Jul 2, 2021
Instrument	210002853

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2026

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANVILLE CITY VA
Recording Date	Oct 8, 2019
Property Address	316 CUNNINGHAM ST, DANVILLE, VA 24540-2920
Document Number	190003755
Instrument Date	Oct 7, 2019
Instrument	190003755
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	BELLA TITLE AND ESCROW INC, ALL VA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HANLEY CIR, DANVILLE, VA 24541-5539

Tax Assessment & Valuation

The 2026 property tax bill for 316 Cunningham St was $182, up 15.9% from the year before.

Source: Danville City assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Danville City
Unified School District	Danville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$182.00 (+15.92%)	$22,000 (+15.79%) Land $1,100 Building $20,900	$22,000 (+15.79%) Land $1,100 Building $20,900
2025	$157.00	$19,000 (-) Land $1,100 Building $17,900	$19,000 (-) Land $1,100 Building $17,900
2024	$157.00 (+14.6%)	$19,000 (+15.85%) Land $1,100 Building $17,900	$19,000 (+15.85%) Land $1,100 Building $17,900
2023	$137.00	$16,400 Land $1,100 Building $15,300	$16,400 Land $1,100 Building $15,300
2022	$137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Cunningham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Cunningham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DANVILLE serves 42,590 people · EPA ID VA5590100
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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