316 Culleys Stand, Madison, MS 39110 Property Records

Madison County property record for 316 Culleys Stand, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,937 sqft · built 2015
Lot Size	0.358 acres (15,626 sqft)
Owner	2 Individual Names on File
Last Sale	$414,960 (May 2026)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-22B-131`

Property Details

APN / Parcel Number

Primary APN	`072E-22B-131`
Alternative APNs	`072E-22B-131/00.00` `45034`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,937 sqft Adjusted Area
Gross Area	3,141 sqft
1st Floor Area	3,141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,626 sqft (0.358 acres)

Location & Zoning

Account Number	45034
Street Address	316 CULLEYS STAND
City	MADISON
State	MS
Zip	39110-9822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 WRIGHTS MILL PART 5
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	WRIGHTS MILL PT 5
Legal Lot Number	196
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	30110

Owner

316 Culleys Stand is owned and occupied by two individuals who bought it in May 2026.

Source: Madison County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 CULLEYS STAND, MADISON, MS 39110-9822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	20261051436
Deed Book / Page	4680 / 17
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	316 CULLEYS STAND, MADISON, MS 39110-9822
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 CULLEYS STAND, MADISON, MS 39110-9822

Mortgage

Document Number	004481/176
Date	Sep 23, 2024
Book Page	4481/176
Instrument	1011327

Lender

Name	CADENCE BANK NA
Type	Bank
Address	JACKSON, MS 39201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 8, 2026
Property Address	316 CULLEYS STAND, MADISON, MS 39110-9822
Document Number	0001051436
Book / Page	4680 / 17
Instrument Date	May 5, 2026
Instrument	2026.1051436
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	COVENANT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	316 CULLEYS STAND, MADISON, MS 39110-9822

Mortgage

Document Number	0001051436,
Date	May 8, 2026
Book Page	4680/20
Instrument	2026.1051436

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 316 Culleys Stand was $4,133 with a homeowner's exemption, down 3.7% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,133.00 (-3.66%) Homeowner's exemption	$38,050	$380,500 Land $65,000 Building $315,500
2024	$4,290.00
2023	$4,290.00 Homeowner's exemption	$39,392	$393,920 Land $65,000 Building $328,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Culleys Stand in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Culleys Stand is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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