316 Creekside Loop, Sour Lake, TX 77659 Property Records

Hardin County property record for 316 Creekside Loop, Sour Lake, TX 77659

Property Summary

Property TypeSingle Family Home
Details2,576 sqft · built 2002
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on Record
Tax Bill$6,227 (2026)
Deeds & MortgagesOct 2023 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN006815-003450

Property Details

APN / Parcel Number

Primary APN006815-003450
Alternative APN
  • 38503

Interior

Stories1 Story
Building Area2,576 sqft Living Area
1st Floor Area2,576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2011
Exterior MaterialAluminum Siding
Construction TypeBrick
Lot Area87,556 sqft (2.01 acres)
Garage TypeDetached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
Pool Area512 sqft
PorchSlab
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number38503
Street Address316 CREEKSIDE LOOP
CitySOUR LAKE
StateTX
Zip77659-9798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS06815 COUNTRY WOOD EST PHASE II BLK 8, LOT 3, ACRES 2.01
Legal SubdivisionCOUNTRY WOOD EST PHASE II
Legal Phase2
Legal Block8
Legal Lot Number3
JurisdictionHARDIN TX
Township / Civil DivisionSOUR LAKE
Census Block Group3
Census Block3018
Census Tract30200

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address316 CREEKSIDE LOOP, SOUR LAKE, TX 77659-9798
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIVEPOINT CU
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIVEPOINT CU
Nov 2, 2020Warranty Deed, Transfer
NECHES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address316 CREEKSIDE LOOP, SOUR LAKE, TX 77659-9798
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 CREEKSIDE LOOP, SOUR LAKE, TX 77659-9798

Mortgage

Document Number0000139538
DateOct 16, 2023
Instrument2023-139538
Lender
NameFIVEPOINT CU
TypeCredit Union
AddressNEDERLAND, TX 77627
Agreement
TypeConventional Mortgage
Term360 Months
DueOct 5, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address316 CREEKSIDE LOOP, SOUR LAKE, TX 77659-9798
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103438
DateApr 17, 2020
Instrument2020-103438
Lender
NameFIVEPOINT CU
TypeCredit Union
AddressNEDERLAND, TX 77627
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN TX
Recording DateNov 2, 2020
Property Address316 CREEKSIDE LOOP, SOUR LAKE, TX 77659-9798
Document Number0000108936
Instrument DateOct 13, 2020
Instrument108936
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address316 CREEKSIDE LOOP SOUR LAKE TX 776599798, SOUR LAKE, TX 77659-9798

Mortgage

Document Number108935
DateNov 2, 2020
Instrument108935
Lender
NameNECHES FCU
TypeCredit Union
AddressPORT NECHES, TX 77651
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHardin County
Unified School DistrictHardin-Jefferson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,227.00 (+81.23%) Homeowner's exemption$403,294 (+9.42%) Land $20,100 Building $383,194$403,294 (-1.97%) Land $20,100 Building $383,194
2025$3,436.00 (+0.73%) Homeowner's exemption$368,588 (+1%) Land $20,100 Building $391,294$411,394 (-) Land $20,100 Building $391,294
2024$3,411.00 (+9.12%) Homeowner's exemption$335,080 (-17.6%) Land $20,100 Building $391,294$411,394 (+1.17%) Land $20,100 Building $391,294
2023$3,126.00 Homeowner's exemption$406,643 Land $20,100 Building $386,543$406,643 Land $20,100 Building $386,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 348 policies
Nearby Flood Policies348 in force
Nearby Flood Claims197 (1979–2025)
Claims Outside the SFHA112 of 197
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 148 claims
  • Hurricane Ike, Sep 2008 · 5 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOUNTRYWOOD WATER SYSTEM
private · serves 431 people · EPA ID TX1000061
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

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