316 Cramer Ave, Montgomery, AL 36104 Property Records

Montgomery County property record for 316 Cramer Ave, Montgomery, AL 36104 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,200 sqft · built 1994
Lot Size0.172 acres (7,530 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (May 1996)
Tax Bill$334 (2023)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-04-18-3-012-003.000

Property Details

APN / Parcel Number

Primary APN10-04-18-3-012-003.000
Alternative APNs
  • 0310041803012003000
  • 240980

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,530 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area180 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number240980
Old Parcel Number0310041803012003000
Street Address316 CRAMER AVE
CityMONTGOMERY
StateAL
Zip36104-5028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1004183012003000
Legal SubdivisionHABITAT 2
Legal Lot Number1A
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2021
Census Tract700

Owner

Source: Montgomery County records · APN 10-04-18-3-012-003.000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address316 CRAMER AVE, MONTGOMERY, AL 36104-5028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 1996 · Amount on Record
Deed SaleMay 01, 1996 · Amount on Record
Record UpdatedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address316 CRAMER AVE, MONTGOMERY, AL 36104-5028
Document Number0049690945
Instrument DateMay 02, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address316 CRAMER AVE MONTGOMERY AL 361045028, MONTGOMERY, AL 36104-5028

Mortgage

Document Number0049690945
DateMay 19, 2017
Book Page004969/000945
Lender
NameREGIONS BK
TypeBank
AddressMONTGOMERY, AL 36104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 18, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$6,430 (-14.72%) Land $300 Building $6,130$64,300 (-14.72%) Land $3,000 Building $61,300
2023$334.00 Homeowner's exemption$7,540 Land $300 Building $7,240$75,400 Land $3,000 Building $72,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (01101C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011010007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
less than 1% of the US · less than 1% of Alabama
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Garden District
listed 1984 · 678 contributing resources · NRIS 84000698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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