316 Copper Mountain Ct, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 316 Copper Mountain Ct, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,525 sqft · built 2001
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$421,736 (May 2001)
Tax Bill	$7,724 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24U-63-1101`

Property Details

APN / Parcel Number

Primary APN	`24U-63-1101`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,525 sqft Living Area
Gross Area	4,502 sqft
1st Floor Area	1,474 sqft
Basement Area	238 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	218 ft deep x 130 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	739 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	252 sqft
Patio Area	238 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 COPPER MOUNTAIN CT
City	WILDWOOD
State	MO
Zip	63040-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R1A
Legal Description	ESTATES AT COPPER LAKES (THE) LOT 4
Legal Subdivision	ESTATES AT COPPER LAKES (THE)
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1005
Census Tract	221506

Owner

316 Copper Mountain Ct is owned and occupied by two individuals who acquired it in July 2024.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 COPPER MOUNTAIN CT, WILDWOOD, MO 63040-1960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 30, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
May 5, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2001 · Amount on File
Deed Sale	May 14, 2001 · Amount on File
Prior Sale	May 14, 2001 · Amount on File
Deed Document Number	2001896
Deed Book / Page	3033 / 2234
Last Transfer Date	Jul 15, 2024
Transfer Doc	0000000513
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 COPPER MOUNTAIN CT, GROVER, MO 63040-1960
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 COPPER MOUNTAIN CT, WILDWOOD, MO 63040-1960

Mortgage

Document Number	0240510398
Date	Jun 17, 2020
Book Page	24051/398
Instrument	2020061700362

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 4, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 COPPER MOUNTAIN CT, GROVER, MO 63040-1960
Document Number	0240510399
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 COPPER MOUNTAIN CT GROVER MO 630401960, GROVER, MO 63040-1960

Mortgage

Document Number	0240510399
Date	Jun 17, 2020
Book Page	024051/000399
Instrument	362

Lender

Name	PNC BK
Type	Bank
Address	BALLWIN, MO 63021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 16, 2060

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 COPPER MOUNTAIN CT, GROVER, MO 63040-1960
Document Number	0225400808
Book / Page	022540 / 000808
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 COPPER MOUNTAIN CT GROVER MO 630401960, GROVER, MO 63040-1960

Mortgage

Document Number	0225400808
Date	May 25, 2017
Book Page	022540/000808
Instrument	209

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 316 Copper Mountain Ct was $7,724, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,920 (-) Land $35,570 Building $90,350	$662,700 (-) Land $187,200 Building $475,500
2025	$7,724.00 (+0.06%)	$125,920 Land $35,570 Building $90,350	$662,700 Land $187,200 Building $475,500
2024	$7,719.00 (+0.08%)
2023	$7,713.00	$111,020 Land $22,230 Building $88,790	$584,300 Land $117,000 Building $467,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Copper Mountain Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Copper Mountain Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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