Charlotte County property record for 316 Coldeway Dr, #E-38, Punta Gorda, FL 33950
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,412 sqft · built 1981 |
| Lot Size | 0.036 acres (1,601 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,500 (Jun 2017) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-22-12-728-011 |
| Primary APN | 41-22-12-728-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,601 sqft (0.036 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004692382 |
|---|---|
| Old Parcel Number | 4000CCC0001502 |
| Street Address | 316 COLDEWAY DR # E#38, E#38 |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-5266 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GM-15 |
| Legal Description | CCC 001 0000 0E38 COLDWAY COMMONS PH I UN E-38 691/1927 CT1029/1264 1105/1784 2987/952 3285/120 4205/109 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | COLDWAY COMMONS PH 01 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10402 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 COLDEWAY DR APT 38, 38, PUNTA GORDA, FL 33950-5268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHARLOTTE ST BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Prior Sale | Apr 30, 2008 · Amount on Record |
| Deed Document Number | 2528167 |
| Deed Book / Page | 4205 / 0109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 316 COLDEWAY DR # E-38, E-38, PUNTA GORDA, FL 33950-5266 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 316 COLDEWAY DR 38, 38, PUNTA GORDA, FL 33950-5268 |
| Document Number | 0048901262 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 4890/1262 |
| Instrument | 3032144 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 2, 2017 |
| Property Address | 316 COLDEWAY DR # E-38, E-38, PUNTA GORDA, FL 33950-5266 |
| Document Number | 0042050109 |
| Book / Page | 004205 / 000109 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 2528167 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 OGDEN SWEDEN TOWN LINE RD SPENCERPORT NY 145599733, SPENCERPORT, NY 14559-9733 |
| Document Number | 42050110 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 004205/000110 |
| Instrument | 2528168 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 (-4.83%) Homeowner's exemption | $246,041 (+4.13%) | |
| 2023 | $3,580.00 (+3.8%) Homeowner's exemption | $236,275 (+3%) | $264,044 (+0.46%) |
| 2022 | $3,449.00 Homeowner's exemption | $229,393 | $262,844 Building $262,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 368 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 254 condo units |
| Nearby Flood Claims | 229 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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