Cook County property record for 316 Central Ave, Matteson, IL 60443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,406 sqft · built 1995 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2017) |
| Tax Bill | $3,692 (2023) |
| Deeds & Mortgages | Apr 2020 Loan Modification Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-16-309-021 |
| Primary APN | 31-16-309-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,406 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 316 CENTRAL AVE |
|---|---|
| City | MATTESON |
| State | IL |
| Zip | 60443-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 FEATHERCREEK W1/2 S16 T35N R13E |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 16 |
| Legal Subdivision | FEATHERCREEK |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 830003 |
316 Central Ave is owned and occupied by an individual who bought it in July 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 CENTRAL AVE, MATTESON, IL 60443-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2020 | Loan Modification, Mortgage CARRINGTON MTG SVCS |
| Apr 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 24, 2017 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on File |
| Deed Sale | Jul 24, 2017 · Amount on File |
| Prior Sale | Nov 2, 2016 · Amount on File |
| Deed Document Number | 20174003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 316 CENTRAL AVE, MATTESON, IL 60443-1442 |
| Document Number | 2016903094 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 316 CENTRAL AVE MATTESON IL 604431442, MATTESON, IL 60443-1442 |
| Document Number | 2016903094 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 16903094 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Amount | Amount on Record |
|---|
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 316 CENTRAL AVE, MATTESON, IL 60443-1442 |
| Document Number | 2016903093 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 316 CENTRAL AVE MATTESON IL 604431442, MATTESON, IL 60443-1442 |
| Document Number | 2016903093 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 16903093 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 24, 2017 |
| Property Address | 316 CENTRAL AVE, MATTESON, IL 60443-1442 |
| Document Number | 1720504003 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 20504003 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4932 FAIROAKS DR COUNTRY CLUB HILLS IL 604782923, COUNTRY CLUB HILLS, IL 60478-2923 |
| Investor | Possibly a Property Investor |
| Document Number | 1720504004 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 20504004 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Matteson Village |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Elementary School District | Elementary School District 159 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,223 Land $5,544 Building $6,679 | $122,230 Land $55,440 Building $66,790 | |
| 2023 | $3,692.00 (-38.48%) | ||
| 2022 | $6,001.00 Homeowner's exemption | $14,630 Land $4,788 Building $9,842 | $146,300 Land $47,880 Building $98,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 316 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTESON serves 18,293 people · EPA ID IL0311800 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Jan 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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