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316 Central Ave, Houma, LA 70364 Property Records

Terrebonne Parish property record for 316 Central Ave, Houma, LA 70364

Property Summary

Property TypeSingle Family Home
Details2,180 sqft · built 1952
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$1,242 (2025)
Deeds & MortgagesOct 2018 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN18077

Property Details

APN / Parcel Number

Primary APN18077

Interior

Building Area2,180 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area87,120 sqft (2 acres)

Location & Zoning

Street Address316 CENTRAL AVE
CityHOUMA
StateLA
Zip70364-3012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8 & 9 BLOCK 7 DAIGLE PLACE. CB 1256/409
Legal Range17E
Legal Township17S
Legal Section06
Legal SubdivisionDAIGLE PLACE
Legal Block7
Legal Lot Number8,9
JurisdictionTERREBONNE LA
Township / Civil Division5
Census Block Group2
Census Block2011
Census Tract502

Owner

316 Central Ave is owned and occupied by two individuals.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record2 Individual Names on File
Mailing Address316 CENTRAL AVE, HOUMA, LA 70364-3012
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2018Deed of Trust, Mortgage
SYNERGY BANK
Jan 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL ONE NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTERREBONNE LA
Property Address316 CENTRAL AVE, HOUMA, LA 70364-3012
Transaction TypeMortgage
Record UpdatedNov 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003034/0000000823
DateOct 22, 2018
Book Page0000003034/0000000823
Instrument000001569156
Lender
NameSYNERGY BANK
TypeBank
Agreement
AmountAmount on Record

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTERREBONNE LA
Property Address316 CENTRAL AVE, HOUMA, LA 70364-3012
Transaction TypeMortgage
Record UpdatedMar 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1524943
DateJan 9, 2017
Book Page2891/339
Instrument1524943
Lender
NameCAPITAL ONE NA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 316 Central Ave was $1,242 with a homeowner's exemption, down 2.1% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyTerrebonne Parish
Unified School DistrictTerrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,242.00 (-2.05%)$19,760 (-) Land $6,390 Building $13,370$197,600 (-) Land $63,900 Building $133,700
2024$1,268.00 (+9.12%) Homeowner's exemption$19,760 (+4.99%) Land $6,390 Building $13,370$197,600 (+4.99%) Land $63,900 Building $133,700
2023$1,162.00 (+1.13%) Homeowner's exemption$18,820 (-) Land $6,090 Building $12,730$188,200 (-) Land $60,900 Building $127,300
2022$1,149.00 Homeowner's exemption$18,820 Land $6,090 Building $12,730$188,200 Land $60,900 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Central Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOUMA WATER TREATMENT SERVICE AREA
serves 11,658 people · EPA ID LA1109001
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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