316 Cedar St, Champaign, IL 61820 Property Records

Champaign County property record for 316 Cedar St, Champaign, IL 61820

Property Summary

Property Type	Commercial
Lot Size	0.246 acres (10,720 sqft)
Owner	Company Name on File
Tax Bill	$11,741 (2024)
Deeds & Mortgages	Sep 2018 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-379-004`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-379-004`

Interior

Units	6 Units

Exterior

Architectural Style	Multi-Family
Lot Area	10,720 sqft (0.246 acres)

Location & Zoning

Street Address	316 CEDAR ST
City	CHAMPAIGN
State	IL
Zip	61820-6554
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 35 HIGHLAND PLACE
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	HIGHLAND PLACE
Legal Lot Number	35
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4023
Census Tract	500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 200, RANTOUL, IL 61866-0200
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
May 27, 2020	Deed of Trust, Mortgage · Line of Credit HICKORY PT BK&TR
Aug 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2013
Deed Sale	Aug 26, 2013
Prior Sale	Jul 22, 2013 · Amount on File
Deed Document Number	201320909
Prior Transfer Date	Aug 23, 2013
Prior Transfer Doc	0000020909
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	316 CEDAR ST, CHAMPAIGN, IL 61820-6554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016977
Date	Sep 28, 2018
Instrument	2018R16977

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 3, 2023

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	316 CEDAR ST, CHAMPAIGN, IL 61820-6554
Document Number	0000009437
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	316 CEDAR ST CHAMPAIGN IL 618206554, CHAMPAIGN, IL 61820-6554

Mortgage

Document Number	0000009437
Date	Jun 2, 2020
Instrument	9437

Lender

Name	HICKORY PT BK&TR
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 2, 2019
Property Address	316 CEDAR ST, CHAMPAIGN, IL 61820-6554
Document Number	0000012406
Instrument Date	Jul 8, 2019
Instrument	12406
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	316 CEDAR ST CHAMPAIGN IL 618206554, CHAMPAIGN, IL 61820-6554

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,070 (+33.55%) Land $31,000 Building $120,070	$453,210 (+33.55%) Land $93,000 Building $360,210
2024	$11,741.00 (+12.87%)
2022	$10,402.00	$113,120 Land $23,210 Building $89,910	$339,360 Land $69,630 Building $269,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Pavlov Media.

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