316 Carmel Ave, Marina, CA 93933 Property Records

Monterey County property record for 316 Carmel Ave, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 2005
Lot Size	0.072 acres (3,129 sqft)
Owner	Trust Name on File
Last Sale	$614,000 (Sep 2020)
Tax Bill	$7,618 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-283-039-000`

Property Details

APN / Parcel Number

Primary APN	`032-283-039-000`
Alternative APN	`032-283-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	3,129 sqft (0.072 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	032-283-039
Street Address	316 CARMEL AVE
City	MARINA
State	CA
Zip	93933-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT TERRACE SUBDIVISION; VOL 23 C&T PG 2 TRACT 1439; LOT 14.
Legal Subdivision	CRESCENT
Legal Tract	1439
Legal Block	3
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3007
Census Tract	14201

Owner

316 Carmel Ave is owner-occupied and held in a trust since May 2023.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	22343 AUTUMN DR, FRANKFORT, IL 60423-3140
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 6, 2023	Intrafamily Transfer, Transfer
Sep 2, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Oct 6, 2009 · Amount on File
Deed Document Number	202045510
Last Transfer Date	May 30, 2023
Transfer Doc	0000017043
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	316 CARMEL AVE, MARINA, CA 93933-3105
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 CARMEL AVE, MARINA, CA 93933-3105

Mortgage

Document Number	0000039201
Date	Jun 3, 2021
Instrument	2021039201

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 6, 2023
Property Address	316 CARMEL AVE, MARINA, CA 93933-3105
Document Number	0000017043
Map Reference	VOL 23 PG 2
Instrument Date	May 30, 2023
Instrument	2023017043
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22343 AUTUMN DR, FRANKFORT, IL 60423-3140
Mail Care Of	JENNIFER RAFACZ

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 2, 2020
Property Address	316 CARMEL AVE, MARINA, CA 93933-3105
Document Number	0000045510
Map Reference	VOL 23 PG 2
Instrument Date	Aug 18, 2020
Instrument	2020045510
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 CARMEL AVE, MARINA, CA 93933-3105

Mortgage

Document Number	0000045511
Date	Sep 2, 2020
Instrument	2020045511

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 316 Carmel Ave was $7,618 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Marina City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$677,904 (+2%) Land $276,020 Building $401,884
2025	$7,618.00 Homeowner's exemption	$664,612 Land $270,608 Building $394,004
2023	$7,006.00 (+1.45%) Homeowner's exemption	$638,805 Land $260,100 Building $378,705
2022	$6,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 316 Carmel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Carmel Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon.

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