Lafayette Parish property record for 316 Breakwater Dr, Lafayette, LA 70507
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1982 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $53,000 (Mar 2018) |
| Tax Bill | $612 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6124047 |
| Primary APN | 6124047 |
|---|
| Building Area | 1,050 sqft Living Area |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 216 sqft |
| Street Address | 316 BREAKWATER DR |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 262B & E 1/2 LOT 262A MARKRIDGE PARK EXT III |
| Legal Range | 04E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | MARK RIDGE PARK EXTENSION NO 3 |
| Legal Lot Number | 262 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | A |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1001 |
Source: Lafayette Parish records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 211 BON MANGE CIR, LAFAYETTE, LA 70506-3749 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · ARM VISION FINANCIAL SERVICES INC |
| Mar 14, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 20188114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 316 BREAKWATER DR, LAFAYETTE, LA 70507-6231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201800030530 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018-00030530 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 316 BREAKWATER DR, LAFAYETTE, LA 70507-6231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201900032454 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-00032454 |
| Name | VISION FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.13% |
| Max Rate At Change | 9.13% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Recording Date | Mar 14, 2018 |
| Property Address | 316 BREAKWATER DR, LAFAYETTE, LA 70507-6231 |
| Document Number | 201800008114 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 2018-00008114 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 92662, LAFAYETTE, LA 70509-2662 |
| Name | Verified Name |
|---|---|
| Address | 411 SAINT PATRICK ST, LAFAYETTE, LA 70506-4552 |
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612.00 (-1.29%) | $7,033 (+1.3%) Land $535 Building $6,498 | $70,330 (+1.3%) Land $5,350 Building $64,980 |
| 2023 | $620.00 (+1.47%) | $6,943 (-) Land $535 Building $6,408 | $69,430 (-) Land $5,350 Building $64,080 |
| 2022 | $611.00 | $6,943 Land $535 Building $6,408 | $69,430 Land $5,350 Building $64,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARENCRO WATER SYSTEM serves 11,301 people · EPA ID LA1055005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Mar 2026 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures