316 Benson St, Naples, FL 34113 Property Records

Collier County property record for 316 Benson St, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	2,097 sqft · built 1987
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Sep 2017)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`000100 007 45B32`

Property Details

APN / Parcel Number

Primary APN	`000100 007 45B32`
Alternative APNs	`00440400008` `440400008`

Interior

Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	2,097 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	316 BENSON ST
City	NAPLES
State	FL
Zip	34113-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	32 50 26 COMM NE CNR OF LOT 23 BLK 1 OF TRAIL ACRES UNIT 4, S 87 DEG E 100FT TO POB, CONT S 87 DEG E 100FT, S 2 DEG W 150FT, N 87 DEG W 100FT, N 2 DEG E 150FT TO POB .34 AC OR 1980 PG 448
Legal Range	26
Legal Township	50
Legal Section	32
Legal Subdivision	ACREAGE HEADER
Legal Tract	000100
Legal Block	1
Legal Lot Number	23
Legal Unit	S
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1012
Census Tract	10808

Owner

316 Benson St is owned and occupied by two individuals who bought it in September 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 BENSON ST, NAPLES, FL 34113-8505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Jan 23, 2014 · Amount on File
Deed Document Number	20175447905
Deed Book / Page	5431 / 1529
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 5, 2017
Property Address	316 BENSON ST, NAPLES, FL 34113-8505
Document Number	0054311529
Book / Page	5431 / 1529
Map Reference	MB3 PG94
Instrument Date	Aug 23, 2017
Instrument	5447905
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3429 SUNNYBROOK DR, 3429, CHARLOTTE, NC 28210-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 BENSON ST, NAPLES, FL 34113-8505

Mortgage

Document Number	0005447906
Date	Sep 5, 2017
Instrument	5447906

Lender

Name	THE AMERICAN EAGLE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 316 Benson St was $4,145 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,922 (-2.7%)	$443,481 (-9.47%) Land $199,940 Building $243,541
2025	$4,145.00 Homeowner's exemption	$406,901	$489,869 Land $133,294 Building $356,575
2023	$3,801.00 (+5.12%) Homeowner's exemption	$356,136 (+6.74%)	$526,290 (+22.3%) Land $296,208 Building $230,082
2022	$3,616.00 Homeowner's exemption	$333,646	$430,313 Land $194,387 Building $235,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Benson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Benson St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20