316 Benedictine Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 316 Benedictine Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,173 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2023)
Tax Bill	$7,234 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
APN	`04-19-0-418-007`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-418-007`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,173 sqft Living Area
Upper Floors Area	6 sqft
Basement Area	1,065 sqft
Finished Basement	1,173 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft
Canopy	85 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	316 BENEDICTINE CT
City	O FALLON
State	IL
Zip	62269-3580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT FAIRWOOD HILLS 3RD ADD LOT/SEC-97 A02791904
Legal Subdivision	THE MEADOWS AT FAIRWOOD HILLS 3RD ADD
Legal Block	418
Legal Lot Number	97
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3007
Census Tract	504355

Owner

Source: St. Clair County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 BENEDICTINE CT, O FALLON, IL 62269-3580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO
Feb 27, 2018	Warranty Deed, Transfer · Conventional with PMI SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	20232791904
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	00A1989096
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 13, 2023
Property Address	316 BENEDICTINE CT, O FALLON, IL 62269-3580
Document Number	0A02791904
Map Reference	MB 101 PG 68
Instrument Date	Sep 8, 2023
Instrument	A02791904
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	316 BENEDICTINE CT, O FALLON, IL 62269-3580

Mortgage

Document Number	0A02791905
Date	Sep 13, 2023
Instrument	A02791905

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 27, 2018
Property Address	316 BENEDICTINE CT, O FALLON, IL 62269-3580
Document Number	00A2568602
Instrument Date	Feb 23, 2018
Instrument	2568602
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 W 3RD ST O FALLON IL 622692039, O FALLON, IL 62269-2039

Mortgage

Document Number	A2568603
Date	Feb 27, 2018
Instrument	2568603

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,234.00	$105,252 (+22.55%) Land $16,257 Building $88,995	$315,756 (+22.55%) Land $48,771 Building $266,985
2022		$85,884 Land $13,266 Building $72,618	$257,652 Land $39,798 Building $217,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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