Harrison County property record for 316 Bayview St, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,078 sqft · built 1963 |
| Lot Size | 0.186 acres (8,142 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,275 (May 2026) |
| Tax Bill | $1,002 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2026 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 0213H-05-091.000 |
| Primary APN | 0213H-05-091.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,078 sqft Adjusted Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,142 sqft (0.186 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 316 BAYVIEW ST |
|---|---|
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK. 33 RESURVEY OF HENDERSON POINT HEIGHTS SUBD. |
| Legal Range | 13W |
| Legal Township | 08S |
| Legal Section | 27 |
| Legal Subdivision | HENDERSON POINT HEIGHTS RESUBD |
| Legal Block | 33 |
| Legal Lot Number | 10 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 3002 |
316 Bayview St is owned and occupied by two individuals who bought it in May 2026.
Source: Harrison County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 BILL MCQUEEN RD, SEMINARY, MS 39479-8792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| May 8, 2026 | Warranty Deed, Transfer · Construction Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Apr 17, 2025 |
| Deed Document Number | 20269034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 8, 2026 |
| Property Address | 316 BAYVIEW ST, PASS CHRISTIAN, MS 39571-3306 |
| Document Number | 0000009035 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20269035 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000009035, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20269035 |
| Name | PEOPLES BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 5, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 8, 2026 |
| Property Address | 316 BAYVIEW ST, PASS CHRISTIAN, MS 39571-3306 |
| Document Number | 0000009034 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.9034 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000009035, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026..9035 |
| Name | PEOPLES BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 5, 2041 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 316 Bayview St was $1,002 with exemptions applied, up 6.1% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,002.00 (+6.14%) Homeowner's exemption Disabled Person's exemption | $12,355 | $123,541 Land $6,325 Building $117,216 |
| 2024 | $944.00 | ||
| 2023 | $944.00 Homeowner's exemption Disabled Person's exemption | $11,809 | $118,087 Land $6,325 Building $111,762 |
| 2022 | $944.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 316 Bayview St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 248 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 248 in force |
| Nearby Flood Claims | 61 (1998–2022) |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 Bayview St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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