316 Aspen Dr, Durango, CO 81301 Property Records

La Plata County property record for 316 Aspen Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,226 sqft · built 1979
Lot Size	0.303 acres (13,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,400 (May 2019)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-292-08-010`

Property Details

APN / Parcel Number

Primary APN	`5661-292-08-010`
Alternative APN	`R000325`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,226 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	2,350 sqft
Basement Area	876 sqft
Finished Basement	876 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Lot Area	13,202 sqft (0.303 acres)
Garage Type	Attached
Garage Area	598 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	796 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R000325
Street Address	316 ASPEN DR
City	DURANGO
State	CO
Zip	81301-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DURANGO WEST II BLOCK: 0 LOT: 9 DGO WEST UNIT 2 316 ASPEN DR DURANGO 81301
Legal Subdivision	DURANGO WEST II
Legal Block	2
Legal Lot Number	9
Legal Unit	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2033
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 ASPEN DR, DURANGO, CO 81301-7571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER RATE MORTGAGE INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2019	Personal Representative Deed, Transfer · Conventional Mortgage ANIMAS MOUNITAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Deed Document Number	20191156583
Prior Transfer Date	Aug 5, 2014
Prior Transfer Doc	0001084992
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	316 ASPEN DR, DURANGO, CO 81301-7571
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ASPEN DR, DURANGO, CO 81301-7571

Mortgage

Document Number	0001225597
Date	Sep 11, 2023
Instrument	1225597

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	316 ASPEN DR, DURANGO, CO 81301-7571
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001197286
Date	Aug 9, 2021
Instrument	1197286

Lender

Name	BETTER RATE MORTGAGE INC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	316 ASPEN DR, DURANGO, CO 81301-7571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001172525
Date	Jun 15, 2020
Instrument	1172525

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PLATA CO
Recording Date	May 16, 2019
Property Address	316 ASPEN DR, DURANGO, CO 81301-7571
Document Number	0001156583
Map Reference	DOC 444490
Instrument Date	May 14, 2019
Instrument	1156583
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	151 PINE RIDGE LOOP, DURANGO, CO 81301-7506

Mortgage

Document Number	0001156584
Date	May 16, 2019
Instrument	1156584

Lender

Name	ANIMAS MOUNITAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,470 (-1.96%) Land $8,830 Building $34,640	$709,330 (-) Land $144,110 Building $565,220
2025	$2,432.00 (+85.79%)	$44,340 (+42.16%) Land $9,010 Building $35,330	$709,330 (+52.36%) Land $144,110 Building $565,220
2023	$1,309.00 (+7.12%)	$31,190 (+8.34%) Land $6,990 Building $24,200	$465,560 (+12.4%) Land $104,330 Building $361,230
2022	$1,222.00	$28,790 Land $7,630 Building $21,160	$414,200 Land $109,800 Building $304,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANGO WEST MD NO 1 serves 750 people · EPA ID CO0134180
Water Source	Purchased surface water from LAKE DURANGO WA
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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