316 Ash St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 316 Ash St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,900 sqft · built 1992
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$880,000 (Apr 2022)
Tax Bill	$8,767 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:012.0-0000-0092.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:012.0-0000-0092.0`
Alternative APNs	`M:012.0=0000=0092.0` `280000000230` `280000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	2,709 sqft
Basement Area	782 sqft
Unfinished Basement	508 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	280000000230
Street Address	316 ASH ST
City	READING
State	MA
Zip	01867-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3001
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 ASH ST, READING, MA 01867-3630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Sep 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Book / Page	80041 / 272
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 28, 2022
Property Address	316 ASH ST, READING, MA 01867-3630
Document Number	080041-272
Book / Page	80041 / 272
Instrument Date	Apr 28, 2022
Instrument	63135
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ASH ST, READING, MA 01867-3630

Mortgage

Document Number	0000063136
Date	Apr 28, 2022
Instrument	63136

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	316 ASH ST, READING, MA 01867-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69313-205
Date	May 22, 2017
Book Page	69313/205
Instrument	75369

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 11, 2017
Property Address	316 ASH ST, READING, MA 01867-3630
Document Number	69910-441
Book / Page	069910 / 000441
Instrument Date	Aug 22, 2017
Instrument	146744
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,881.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ASH ST READING MA 018673630, READING, MA 01867-3630

Mortgage

Document Number	69910-444
Date	Sep 11, 2017
Book Page	069910/000444
Instrument	146745

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,767.00 (-2.28%)	$799,900 (+1.55%) Land $429,400 Building $356,400	$896,682 (-6.79%)
2025	$8,972.00 (+1.08%)	$787,700 (+4.01%) Land $422,700 Building $365,000	$961,970 (+11.34%)
2024	$8,876.00 (+3.04%)	$757,300 (+10.68%) Land $406,100 Building $351,200	$864,025
2023	$8,614.00	$684,200 Land $366,200 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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