316 8th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 316 8th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2005
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2021)
Tax Bill	$7,151 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25817-0457-9`

Property Details

APN / Parcel Number

Primary APN	`25817-0457-9`
Alternative APNs	`3417132581704579` `2581704569`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	316 8TH AVE E
City	PALMETTO
State	FL
Zip	34221-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 21 NORTHSHORE AT RIVIERA DUNES PHASE 1-B; TOGETHER WITH THE RIGHT TO USES BOAT SLIP #21 NORTHSHORE MARINA PI#25817.0457/9
Legal Range	17E
Legal Township	34S
Legal Section	13
Legal Subdivision	NORTHSHORE AT RIVIERA DUNES PHASE 1-B
Legal Tract	02581701
Legal Lot Number	21
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	4
Census Block	4008
Census Tract	1502

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 8TH AVE E, PALMETTO, FL 34221-4262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	202164464
Prior Transfer Date	Apr 7, 2014
Prior Transfer Doc	0025180996
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 14, 2021
Property Address	316 8TH AVE E, PALMETTO, FL 34221-4262
Document Number	202141064464
Map Reference	MB 37 PG 87&88
Instrument Date	May 14, 2021
Instrument	202141064464
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 IVANHOE LN, 617, HOLMES BEACH, FL 34217-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 8TH AVE E, PALMETTO, FL 34221-4262

Mortgage

Document Number	202141064465
Date	May 14, 2021
Instrument	202141064465

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	316 8TH AVE E, PALMETTO, FL 34221-4262
Document Number	0041014145
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	MSC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 IVANHOE LN HOLMES BEACH FL 342171234, HOLMES BEACH, FL 34217-1234

Mortgage

Document Number	0041014145
Date	Feb 10, 2020
Instrument	41014145

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,436 (+2.7%)	$501,894 (-1.05%) Land $76,500 Building $425,394
2025	$7,151.00 (+5.55%) Homeowner's exemption	$401,593 (+5.99%)	$507,206 (-1.12%) Land $76,500 Building $430,706
2024	$6,775.00 (+1.74%)
2023	$6,659.00 (+2.73%) Homeowner's exemption	$378,908 (+2.91%)	$512,959 (+4.48%) Land $76,500 Building $436,459
2022	$6,482.00 Homeowner's exemption	$368,200	$490,961 Land $75,000 Building $415,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	469 units insured incl. 292 condo units
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322
Water Source	Purchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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