316 6th St E, Cresco, IA 52136 Property Records

Howard County property record for 316 6th St E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,340 sqft · built 1961
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,500 (Jul 2025)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Jan 2024 Sale Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320061001020000`

Property Details

APN / Parcel Number

Primary APN	`320061001020000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Basement Area	1,340 sqft
Finished Basement	950 sqft
Unfinished Basement	390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	316 6TH ST E
City	CRESCO
State	IA
Zip	52136-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 75' LOTS 1 & 2 BLK 10 BERGS ADDN
Legal Subdivision	BERGS ADDN
Legal Block	10
Legal Lot Number	1 & 2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1024
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 6TH ST E, CRESCO, IA 52136-1434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer
Dec 16, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Jan 29, 2024 · Amount on Record
Deed Document Number	2025886
Deed Book / Page	2025 / 886
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 29, 2024
Property Address	316 6TH ST E, CRESCO, IA 52136-1434
Document Number	0002024/97
Book / Page	2024 / 97
Instrument Date	Dec 27, 2023
Instrument	2024 97
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Tax	$325.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 6TH ST E, CRESCO, IA 52136-1434

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 16, 2022
Property Address	316 6TH ST E, CRESCO, IA 52136-1434
Document Number	02022/1985
Book / Page	2022 / 1985
Instrument Date	Dec 15, 2022
Instrument	2022 1985
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 6TH ST E, CRESCO, IA 52136-1434

Mortgage

Document Number	02022/1988
Date	Dec 16, 2022
Book Page	2022/1988
Instrument	2022 1988

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00	$192,740 (-) Land $9,560 Building $183,180	$192,740 (-) Land $9,560 Building $183,180
2025	$2,836.00 (+4.65%) Homeowner's exemption	$192,740 (+12.71%) Land $9,560 Building $183,180	$192,740 (+12.71%) Land $9,560 Building $183,180
2024	$2,710.00 (-4.78%)
2023		$171,010 (+20.77%) Land $9,560 Building $161,450	$171,010 (+20.77%) Land $9,560 Building $161,450
2022	$2,846.00 Homeowner's exemption	$141,600 Land $9,560 Building $132,040
2021			$141,600 Land $9,560 Building $132,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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