316 4th St, Ramona, CA 92065 Property Records

San Diego County property record for 316 4th St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1935
Square Footage	1,092 sqft Living Area
Lot Size	10,233 sqft (0.235 acres)
Occupancy	Owner Occupied
Last Sale	$380,000 (2018)
Tax Bill	$5,528.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`281-432-09-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	10,233 sqft (0.235 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	316 4TH ST
City	RAMONA
State	CA
Zip	92065-2414
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLK 63 LOTS 13&14 NWLY 80 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	63
Legal Lot Number	13,14
Jurisdiction	SAN DIEGO CA
Minor Civil Division	RAMONA
Census Blockgroup	3
Census Block	3006
Census Tract	20813

Owner

Source: San Diego County records · APN 281-432-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 4TH ST, RAMONA, CA 92065-2414
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 08, 2024	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 19, 2026	Deed of Trust, Mortgage AVANT PROPERTY SOLUTIONS INC
Nov 26, 2024	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANCARE LLC
Jun 09, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 11, 2018	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
May 30, 2017	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Doc Number	2018282978
Record Refreshed	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 4TH ST, RAMONA, CA 92065-2414

Mortgage

Document Number	0000827221
Date	Dec 06, 2021
Instrument	2021-0827221

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 4TH ST, RAMONA, CA 92065-2414

Mortgage

Document Number	0000004382
Date	Jan 08, 2024
Instrument	2024-0004382

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 01, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 4TH ST, RAMONA, CA 92065-2414

Mortgage

Document Number	0000045324
Date	Feb 19, 2026
Instrument	2026-0045324

Lender

Name	AVANT PROPERTY SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 4TH ST, RAMONA, CA 92065-2414

Mortgage

Document Number	0000328580
Date	Nov 26, 2024
Instrument	2024-0328580

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 01, 2051

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 09, 2026
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Document Number	0000164629
Instrument Date	Feb 13, 2026
Instrument	2026164629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 4TH ST, RAMONA, CA 92065-2414

Mortgage

Document Number	0000164629,
Date	Jun 09, 2026
Instrument	2026164629

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.06%
Max Rate	-1%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2018
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Document Number	0000282978
Map Reference	MAP 644
Instrument Date	May 30, 2018
Instrument	2018-0282978
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	316 4TH ST, RAMONA, CA 92065-2414

Mortgage

Document Number	0000282979
Date	Jul 11, 2018
Instrument	2018-0282979

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Mortgage

Document Number	0000282981
Date	Jul 11, 2018
Instrument	2018-0282981

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	316 4TH ST, RAMONA, CA 92065-2414
Document Number	0000240974
Instrument Date	Apr 27, 2017
Instrument	240974
Transaction Type	Transfer
Record Updated	Jun 06, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Full Value
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 4TH ST RAMONA CA 920652414, RAMONA, CA 92065-2414

Mortgage

Document Number	240975
Date	May 30, 2017
Instrument	240975

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$432,368 (+2%) Land $256,008 Building $176,360
2025	$5,528.00 (-1.72%)	$423,891 (+4.04%) Land $250,989 Building $172,902
2024	$5,625.00 (+9.18%)
2023	$5,152.00 (-2.35%)	$407,433 Land $241,244 Building $166,189
2022	$5,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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