316 2nd St N, Cascade, MT 59421 Property Records

Cascade County property record for 316 2nd St N, Cascade, MT 59421

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 968 sqft · built 1971
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$177,400 (Apr 2018)
Tax Bill	$1,330 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0242247`

Property Details

APN / Parcel Number

Primary APN	`R0242247`
Alternative APNs	`02-2774-35-2-26-12-0000` `0003102600` `03102600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	726 sqft
Finished Basement	726 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003102600
Street Address	316 2ND ST N
City	CASCADE
State	MT
Zip	59421-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCK, MEL ADD (CASCADE), S35, T18 N, R01 W, LOT 003
Legal Range	01W
Legal Township	18N
Legal Section	35
Legal Subdivision	CASCADE
Legal Lot Number	3
Jurisdiction	CASCADE MT
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1020
Census Tract	10400

Owner

316 2nd St N is owned by two individuals who bought it in April 2018.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 216, CASCADE, MT 59421-0216
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Deed Document Number	2018354360
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 27, 2018
Property Address	316 2ND ST N, CASCADE, MT 59421-4801
Document Number	0000354360
Instrument Date	Apr 26, 2018
Instrument	354360
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	MOUNTAIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 216 CASCADE MT 594210216, CASCADE, MT 59421-0216

Mortgage

Document Number	354361
Date	Apr 27, 2018
Instrument	354361

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 316 2nd St N was $1,330, down 11.6% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Cascade Town
Elementary School District	Cascade Elementary School District (PK - 08)
Secondary School District	Cascade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,330.00 (-11.57%)	$263,600 (-)
2025	$1,504.00	$263,600	$263,600 Land $52,250 Building $211,350
2023	$1,680.00	$204,800	$204,800 Land $42,750 Building $162,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 2nd St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 2nd St N is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASCADE serves 650 people · EPA ID MT0000171
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20