316 2nd Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 316 2nd Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2026)
Tax Bill	$1,789 (2024)
Deeds & Mortgages	Nov 2024 Line of Credit Jul 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-335-003`

Property Details

APN / Parcel Number

Primary APN	`17-11-335-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,050 sqft Total Area
Basement Area	675 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 2ND AVE
City	BIG RAPIDS
State	MI
Zip	49307-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000316 SECOND AVENUE: GRAND RAPIDS AND INDIANA RAILROAD COMPANY AND CONTINENTAL IMPROVEMENT COMPANY'S SUB-DIVISION -- BLK 17,
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	17
Legal Lot Number	11
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2005
Census Tract	960500

Owner

316 2nd Ave is owned and occupied by an individual who bought it in May 2026.

Source: Mecosta County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	316 2ND AVE, BIG RAPIDS, MI 49307-1556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Deed of Trust, Mortgage · Line of Credit LAKE-OSCEOLA STATE BANK
Jul 19, 2007	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CLEAREDGELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Sep 5, 2024 · Amount on File
Deed Document Number	20263362
Deed Book / Page	940 / 3420
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	316 2ND AVE, BIG RAPIDS, MI 49307-1556
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 GREEN ST, BIG RAPIDS, MI 49307-1927

Mortgage

Document Number	00932/1090
Date	Nov 19, 2024
Book Page	932/1090
Instrument	202400007358

Lender

Name	LAKE-OSCEOLA STATE BANK
Type	Bank
Address	BALDWIN, MI 49304

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	316 2ND AVE, BIG RAPIDS, MI 49307-1556
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00765/2548
Date	Jul 19, 2007
Book Page	765/2548
Instrument	200700006147

Lender

Name	CHEMICAL BANK
Type	Bank
Address	BIG RAPIDS, MI 49307

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 13, 2009

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 5, 2026
Property Address	316 2ND AVE, BIG RAPIDS, MI 49307-1556
Document Number	00940/3420
Book / Page	940 / 3420
Instrument Date	Apr 13, 2026
Instrument	20263362
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 2ND AVE, BIG RAPIDS, MI 49307-1556

Mortgage

Document Number	0000003363,
Date	May 5, 2026
Book Page	940/3423
Instrument	20263363

Lender

Name	CLEAREDGELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,200	$104,400
2024	$1,789.00
2023		$45,600	$91,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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