Ramsey County property record for 316 14th Ave SE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.293 acres (12,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2019 Mortgage + 5 more |
| APN | 39050700006000 |
| Primary APN | 39050700006000 |
|---|
| Lot Area | 12,797 sqft (0.293 acres) |
|---|
| Street Address | 316 14TH AVE SE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-3472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 EVERGREEN LANE ADD TO MAHERWOOD PARK SUB |
| Legal Subdivision | EVERGREEN LANE SUB |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 957600 |
Source: Ramsey County records · APN 39050700006000
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1024, DEVILS LAKE, ND 58301-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage GATE CITY BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · ARM GATE CITY BANK |
| Mar 13, 2009 | Deed of Trust, Mortgage · ARM GATE CITY BANK |
| Nov 20, 2006 | Deed of Trust, Mortgage BREMER BANK NA |
| Mar 13, 2009 | Deed of Trust, Mortgage GATE CITY BANK |
| Jan 23, 2015 | Deed of Trust, Mortgage GATE CITY BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · ARM GATE CITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000279624 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 279624 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 05, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | RAMSEY COUNTY ABSTRACT COMPANY, RAMSEY COUNTY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 0000271575 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 271575 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000245450 |
|---|---|
| Date | Mar 13, 2009 |
| Instrument | 245450 |
| Name | GATE CITY BANK |
|---|---|
| Address | FARGO, ND 58102 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Apr 01, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year T-Bill |
| Max Rate | 8.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000239319 |
|---|---|
| Date | Nov 20, 2006 |
| Instrument | 239319 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Oct 26, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000245451 |
|---|---|
| Date | Mar 13, 2009 |
| Instrument | 245451 |
| Name | GATE CITY BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 05, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000261597 |
|---|---|
| Date | Jan 23, 2015 |
| Instrument | 261597 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 18, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 316 14TH AVE SE, DEVILS LAKE, ND 58301-3472 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Title Company | RAMSEY COUNTY ABSTRACT COMPANY, RAMSEY COUNTY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 271575 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 271575 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: Ramsey County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,662.00 (-7.92%) Homeowner's exemption | $127,450 (+8.05%) Land $10,050 Building $117,400 | $254,900 (+8.05%) Land $20,100 Building $234,800 |
| 2024 | $2,891.00 (-18.88%) | ||
| 2023 | $3,564.00 | $117,950 Land $9,000 Building $108,950 | $235,900 Land $18,000 Building $217,900 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 53 (1995–2013) |
| Claims Outside the SFHA | 21 of 53 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 90% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midcontinent Communications Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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