31590 Spinel St, Lucerne Valley, CA 92356 Property Records

San Bernardino County property record for 31590 Spinel St, Lucerne Valley, CA 92356

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,824 sqft · built 1988
Lot Size2.36 acres (103,237 sqft)
Owner2 Individual Names on Record
Last Sale$35,000 (Aug 2005)
Tax Bill$1,678 (2025)
Deeds & MortgagesNov 2020 Reverse Mortgage
Oct 2020 Mortgage
Flood ZoneZone D (undetermined)
APN0453-261-04-0000

Property Details

APN / Parcel Number

Primary APN0453-261-04-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleModular
Construction TypeManufactured
Roof MaterialComposition Shingle
Lot Area103,237 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address31590 SPINEL ST
CityLUCERNE VALLEY
StateCA
Zip92356-7502
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLVRL
Legal DescriptionTRACT 5776 LOT 86
Legal SubdivisionTRACT NO 5776
Legal Tract5776
Legal Block2
Legal Lot Number86
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2122
Census Tract12105

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1633, LUCERNE VALLEY, CA 92356-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 20, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2005 · Amount on Record
Deed SaleAug 10, 2005 · Amount on Record
Deed Document Number2005583075
Last Transfer DateMay 8, 2007
Transfer Doc0000293890
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address31590 SPINEL RD, LUCERNE VALLEY, CA 92356-7502
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31590 SPINEL RD, LUCERNE VALLEY, CA 92356-7502

Mortgage

Document Number0000457232
DateNov 16, 2020
Instrument2020-0457232
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateNov 1, 2021
Change FrequencyAnnually
IndexLIBOR

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address31590 SPINEL RD, LUCERNE VALLEY, CA 92356-7502
Document Number0000457233
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31590 SPINEL RD LUCERNE VALLEY CA 923567502, LUCERNE VALLEY, CA 92356-7502

Mortgage

Document Number0000457233
DateNov 16, 2020
Instrument457233
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictLucerne Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$137,859 (+2%) Land $20,909 Building $116,950
2025$1,678.00 (+3.77%) Homeowner's exemption$135,156 (+4.04%) Land $20,499 Building $114,657
2023$1,617.00 (+2.41%) Homeowner's exemption$129,908 Land $19,703 Building $110,205
2022$1,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
WISPRENN
Fixed Wireless
75 / 10

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