Pinellas County property record for 3159 Whispering Dr S, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,258 sqft · built 1985 |
| Lot Size | 0.101 acres (4,421 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jul 2016) |
| Tax Bill | $2,500 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-7036-1 |
| Primary APN | C62-000-748-7036-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,258 sqft Heated Area |
| 1st Floor Area | 1,258 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,421 sqft (0.101 acres) |
| Lot Dimensions | 80 ft deep x 55 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 50 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R6283 |
|---|---|
| Old Parcel Number | 153001890210000630 |
| Street Address | 3159 WHISPERING DR S |
| City | LARGO |
| State | FL |
| Zip | 33771-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINES ESTATES PHASE II LOT 63 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 01 |
| Legal Subdivision | TALL PINES ESTATES PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25411 |
Source: Pinellas County assessment roll, APN C62-000-748-7036-1, as of July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3159 WHISPERING DR S, LARGO, FL 33771-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 29, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on Record |
| Deed Sale | Jul 11, 2016 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 2016208953 |
| Deed Book / Page | 19259 / 1946 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3159 WHISPERING DR S, LARGO, FL 33771-3860 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 3159 WHISPERING DR S, LARGO, FL 33771-3860 |
| Document Number | 0217162470 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 21716/2470 |
| Instrument | 2021302420 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3159 WHISPERING DR S, LARGO, FL 33771-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203150572 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 20315/0572 |
| Instrument | 2018347309 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll as of July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500.00 (+8.46%) Homeowner's exemption | $173,869 (+5.99%) | $307,422 (+10.8%) Land $112,616 Building $194,806 |
| 2023 | $2,305.00 (+3.46%) Homeowner's exemption | $164,048 (+3%) | $277,445 (+15.48%) Land $128,979 Building $148,466 |
| 2022 | $2,228.00 Homeowner's exemption | $159,270 | $240,255 Land $119,170 Building $121,085 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030254111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | May 1982 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 1,172 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Frontier, T-Mobile USA, Verizon, WOW Internet, Cable & Phone.
Source: EPA Safe Drinking Water Information System, water system FL6521405, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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