3159 Patterson Rd, Montgomery, IL 60538 Property Records

Kendall County property record for 3159 Patterson Rd, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,875 sqft · built 2020
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (Feb 2022)
Tax Bill	$9,112 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-493-019`

Property Details

APN / Parcel Number

Primary APN	`02-03-493-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,875 sqft Living Area
Gross Area	3,169 sqft
1st Floor Area	1,875 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	11,016 sqft (0.253 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3159 PATTERSON RD
City	MONTGOMERY
State	IL
Zip	60538-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 171 HUNTINGTON CHASE VILLAGE OF MONTGOMERY
Legal Subdivision	HUNTINGTON CHASE
Legal Lot Number	171
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1034
Census Tract	890403

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3159 PATTERSON RD, MONTGOMERY, IL 60538-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 24, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Apr 17, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	20223031
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 14, 2022
Property Address	3159 PATTERSON RD, MONTGOMERY, IL 60538-3374
Document Number	0000003031
Map Reference	DOC 200400028796
Instrument Date	Jan 27, 2022
Instrument	202200003031
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2361 EMERALD LN, 2361, YORKVILLE, IL 60560-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3159 PATTERSON RD, MONTGOMERY, IL 60538-3374

Mortgage

Document Number	0000003032
Date	Feb 14, 2022
Instrument	202200003032

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 24, 2020
Property Address	3159 PATTERSON RD, MONTGOMERY, IL 60538-3374
Document Number	0000004622
Instrument Date	Mar 13, 2020
Instrument	4622
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 CHESHIRE AVE NAPERVILLE IL 605405706, NAPERVILLE, IL 60540-5706

Mortgage

Document Number	4623
Date	Mar 24, 2020
Instrument	4623

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 17, 2018
Property Address	3159 PATTERSON RD, MONTGOMERY, IL 60538-3374
Document Number	0000005061
Instrument Date	Apr 10, 2018
Instrument	5061
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$2,138.58
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1141 E MAIN ST #108 EAST DUNDEE IL 601182440, 108, EAST DUNDEE, IL 60118-2440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,361 (+34.49%) Land $14,531 Building $108,830	$370,083 (+34.49%) Land $43,593 Building $326,490
2024	$9,112.00
2022		$91,725 Land $10,804 Building $80,921	$275,175 Land $32,412 Building $242,763

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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