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3159 NW Hidden Ridge Dr, Bend, OR 97703 Property Records

Deschutes County property record for 3159 NW Hidden Ridge Dr, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2,092 sqft · built 2019
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$679,000 (Dec 2019)
Tax Bill$7,327 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171220 CB 10900

Property Details

APN / Parcel Number

Primary APN171220 CB 10900
Alternative APN
  • 278155

Interior

Stories1 Story
Building Area2,092 sqft Living Area

Exterior

Year BuiltBuilt 2019
Lot Area7,405 sqft (0.169 acres)
Garage TypeMixed
Garage Area724 sqft

Location & Zoning

Account Number278155
Street Address3159 NW HIDDEN RIDGE DR
CityBEND
StateOR
Zip97703-7808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:40 SUBD:RIVERS EDGE VILLAGE PHASE XVIII SEC/TWN/RNG/MER:SEC 20 TWN 17 RNG 12 MAP REF:171220-CB
Legal Range12
Legal Township17
Legal Section20
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionRIVERS EDGE VILLAGE PHASE XVIII
Legal Lot Number40
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2000
Census Tract1301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3159 NW HIDDEN RIDGE DR, BEND, OR 97703-7808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UPWELL MORTGAGE INC
Dec 6, 2019Warranty Deed, Subdivision Related Transfer
WASHINGTON FED'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2019 · Amount on Record
Deed SaleDec 6, 2019 · Amount on Record
Deed Document Number2019-47821
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address3159 NW HIDDEN RIDGE DR, BEND, OR 97703-7808
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053810
DateSep 20, 2021
Instrument2021-53810
Lender
NameUPWELL MORTGAGE INC
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateDec 6, 2019
Property Address3159 NW HIDDEN RIDGE DR, BEND, OR 97703-7808
Document Number0000047821
Instrument DateDec 3, 2019
Instrument47821
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 28, 2019
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$679.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3159 HIDDEN RIDGE DR BEND OR 977037808, BEND, OR 97703-7808

Mortgage

Document Number47822
DateDec 6, 2019
Instrument47822
Lender
NameWASHINGTON FED'L BK
AddressSEATTLE, WA 98101
Agreement
AmountAmount Recorded
Term180 Months
DueDec 5, 2034

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,327.00 (+3.93%)$433,700 (+3%)$1,058,210 (+5.09%) Land $351,400 Building $706,810
2024$7,050.00 (+7.88%)$421,070 (+3%)$1,006,940 (+9.11%) Land $331,000 Building $675,940
2023$6,535.00$408,810$922,830 Land $296,250 Building $626,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable		1,000 / 1,000
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20

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